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Posts
23
Comments
453
Joined
2 yr. ago

  • It’s BS they didn’t know about it. They got the financials before the deal. Even if it wasn’t directly listed as a line item it would have been a part of the expenses.

    They still thought the deal was worth doing as it was based on incoming revenue and outgoing expenses.

  • I didn’t even get an email about this. I would have been angry when my subscription auto renewed. I love Trakt but this is too much. I’ll be cancelling too

    EDIT: I cancelled. Bummer. I’ve been a user for 12 years. I track things religiously and I tried to contribute to their site by creating public lists that have actual value.

    It’s too short a notice, a flimsy justification, and a poor execution. The auto tracking features they added recently really messed up my watch history so now is as good of time as any to quit.

  • I checked out r/conservative to see if this would finally get through to them but they all think it’s fantastic. They don’t believe it’s going to be for personal use. They think it’s not actually worth half a billion because it’s used and 13 years old. They think it’s awesome that he “saved” tax payers money on a new plane.

    We are so fucked.

  • I have some hexbear communities turned off in my feed, but I have subscribed to some also. Lemmy is growing but it’s still a small community. Sometimes, I want to see posts on a niche topic and I’ll take what I can get.

  • I just told a story about doing this in another comment

    It wasn’t on a whim. I had a plan and it worked. I don’t think most people are doing what I did and they are just taking these loans out without a plan or understanding on how bad they can be.

    https://lemm.ee/comment/20387513

  • I 100% fixed my credit score with these types of shitty high interest loans. I took it from 450 to 700 pretty fast.

    I realized that credit score formulas are heavily weighted by payment history and credit balances. I had no credit card balances but I had bad payment record from being a stupid kid in college.

    Once that dawned on me, I put all my debt into a high interest loan. Made a payment or two then my credit score would go up a bit, and I’d refinance to a somewhat lower interest rate. Those high interest loans kill most people on interest so they don’t have origination fees. I kept refinancing to better rates until I got down to a reasonable number. By then my credit score was 700 and I could make consistent affordable payments until it was gone.

    I wouldn’t recommend this to most people. It takes a lot of research and planning. The financial landscape has changed a lot since then too.

    NOTE: Just because I had a success story with these doesn’t mean I think the types of loans are good. I found a loophole.

    I think this industry is fucking gross and they target people in my situation with little knowledge of how loans and credit work. It’s a shame the CFPB couldn’t do more to stop it and now they are dead too.

  • My niece is non-binary and we run into this issue. Now, I just ask people who identify as non-binary. “When there isn’t a good non-binary term to use, do you prefer me to use male or female words?”

    So far, the non-binary people I’ve asked seem to appreciate the question.

  • What is considered high? I have an above average intelligence, but I also have ADHD.

    I have a fantastic memory, but I can’t always choose what I remember. I’m great at facts and trivia but I can’t remember things that are actually important in my life.

    I didn’t have to study in school. I could glance over the material minutes before a test and pass without trying. Then, I got to college and I didn’t know how to study as I’d never done that before. I failed out.

  • ADHD @lemmy.world

    Staying Focused While Waiting

    Futurama @lemmy.world

    I just noticed the Australian man from Spa 5 is also on Osiris 4 in a later episode

    aww @lemmy.world

    I have a new favorite sport.