𝚝𝚛𝚔 @ trk @aussie.zone

Posts

55

Comments

473

Joined

2 yr. ago

I hate gambling so much. It's probably even worse than crypto.

Johnathon

I helped my uncle jack off a horse

With a bank, they operate to maximise profit for their shareholders (not members / customers).

With a credit union, you buy a share when you open an account which means every member/ customer is also a shareholder. As they run to maximise profit for their own customers, that means decisions and pricing is made that benifits the customer.

The result is cheaper (or no) fees, better interest rates on loans, higher interest rates on savings accounts, and usually way more flexible on things like paying back extra on home loans.

In Australia, Credit Unions (and building societies) are covered by the same government guarantees that Banks are so the old fears of your money not being safe are stupid.

More people need to use credit unions.

Also "Great Southern Bank" are dickheads for renaming from Credit Union Australia (CUA).

Why does Labor always do this? Instead of concentrating on good social policy and undoing some of the pro-corporation crap the Liberals have snuck in, they come up with some utter stupidity about the internet and end up dying on that hill.

Internet filter repeat incoming. This will be their undoing next election.

Cash does have a cost

It's a pain in the butthole tbh.

From a checkout chump perspective it was probably 40 minutes of my day wasted dealing with the cash. Getting it dispensed, double counting it all, depositing in to the safe when you had too much, watching out for dodgy currency or those dickheads who try the quick "I give you a 5 and you round up the change to 10 and then I'll swap that for a 20 and then give you 30 so I get a 50" scam, dealing with damaged or defaced currency, recounting at end of day, getting reamed for being too far up or too far down in the count, having to sign forms to swear to god you hadn't knocked off a pineapple (or put too many pineapples in the drawer)...

Then you need a safe storage space for the cash, security to protect the cash, literally a whole industry built on transporting it around the place, keep enough cash on hand to provide change, keep enough to cover EFT withdrawals.

There's a lot of cost to handling cash. Also its gross. Did I mention its gross yet? Getting warm notes that were slightly sticky was disgusting.

We got a cheque book with our business banking account the better part of a decade ago now, and we've used 1.

When I was a checkout chump a million years ago people still occasionally brought in cheques and it meant taking copies of ID and all sorts because the dishonour ratio was too damn high.

As proved by various outages, when electricity (or the internet, or the service provider, etc) is down and prevents digital transfers being made... cash doesnt work either, cause it's all the same POS / accounting software that handles cash which is also down.

Also if a natural disaster takes out internet access for an extended period, wheres the cash a business needs to keep on hand going to suddenly appear from? I haven't worked in retail in a decade or more, but we always kept as little cash as possible on hand due to the constant threat of robbery. Even back then cash was way less than 50% of transactions, I'd be surprised if it was even in the double digit percentages anymore.

Cash is so gross though. All those grubby mitts all over it, plus being stored in super icky places like bras and grunderpants. Big fan of cashless if for no other reason than keeping bits of other people off me.

Actual other reasons:

• More secure to use a locked device for payment than carry cash that becomes anonymous once its removed from your person
• You cant lose digital money down the back of the couch, or drop it when getting your wallet out or whatever
• Easier for businesses to keep a track and balance sales automatically when its all digital
• Safer for staff rather than handling wads of cash, especially in places like service stations
• Harder for dodgy folk to do dodgy deals with

TickTick

https://ticktick.com/features

It's what Wunderlist used to be like before Microsoft bought them and buggered it up, but keeps getting improvements.

I try to talk less Australian to an international audience because I'm self conscious of looking like I'm hamming it up.

wife is really into fossils

Self burn

We're gonna end up with a Blink monopoly, aren't we?

Everything is sealed, and generally water proof in general. I'm sure you've seen sump pumps, aquarium wave makers, fuel pumps...

Electric is so much more reliable than combustion. Literally it's only downside is the energy density of the batteries.

I've never seen an electric vehicle drive through water.

https://youtu.be/hnnMYLtamaY

https://youtu.be/UBwmAMNI9qk

https://youtu.be/tzA0U53HF2g

I'd be more worried about the ICE a Shark is carrying around then the EV part tbh

I use Android Auto so the "infotainment" system is pretty much just a screen for Android Auto to me. I'm sure it works fine under there though.

I have found that being slightly racist and doing a bit of a Chinese accent makes the BYD voice assistant understand me better 😬 I do not do this when other people are in the car because... well, obvious reasons.

.... You wouldn't take a Shark through a crossing that an Outlander can handle? :-\

Outlander has 190mm of ground clearance and a wading depth of 400mm, the Shark has 230mm of ground clearance and a wading depth of 600mm (or 700mm, depending on which website you believe).

I've got no need or interest in a dual cab, but we've got a BYD Seal and love it.

Chinese manufacturers are kicking arse, and making the usual brands look antiquated and overpriced.

I’ve always thought that mold is the fungus, and to mould is to shape.

I actually do this too. Not because I think it's correct as such, but because that way I am consistent and I know what I'm talking about when I read back previous text that I've written.

I remember it by Mold = simplified English = simple organism.