prole @ prole @sh.itjust.works

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2 yr. ago

new?

Well I was referring more to things like Monero, not NFTs...

I guess it might vary depending on how much we're talking... If they're correct that credit card companies are requried by law and banks are not, then I can imagine a bank deciding to refuse to refund a purchase if they feel as if it's too much money. At which point, it becomes much more of a hassle (lawyers getting involved, etc.) to get the money back.

Don't most debit cards (the ones that have the "Visa" logo) get processed as credit cards online anyway? Unless you're entering your pin number (which, I would highly advise against ever doing on the internet), then it is processed as a Visa purchase.

Or is that only at the point of sale?

Not necessarily. As another user noted, zero-knowledge proofs might be able to be used to anonymously age-verify people, if done correctly.

Zero Knowledge proofs are so fucking cool.

Say what you will about crypto in general, but the math behind some of the stuff is just so elegant.

We don't buy energy from Iran or NK (or China as far as I know).

It'll be even more lousy with "enlightened centrists"

Lol what a loser

I've been using Bazzite on my main laptop as well and it's fantastic.

I even found out that you can create a steamOS distrobox. No real need to use it, but thought that was cool.

Right, that's how they fooled people for years. Any normal person would think "overdraft protection" means, "deny the transaction so you don't overdraft." But nope, complete opposite.

It was so scummy.

Oh it was far worse than that...

They would actually change the order of your transactions in order to maximize the number of overdrafts (and each cost $30+).

For example, say you've got $80 in your account. You buy three separate meals over the course of Monday and Tuesday, and you've got $50 left in your account. But now you remember that there is that one thing they NEEDS to be paid for, but it's $75 and you only have $50 on your account.

Well, you have no choice but to make the payment that brings you to -$25, and incur the single overdraft fee. Sucks, but $30 penalty is less than not having Internet for a month or whatever, so you do it.

So to recap: You had $50 left after those 3 meals. You made one single transaction that brought your account into negative, that means one overdraft fee, right?

Nope.

They would literally re-order the transactions, put the largest one first ($75), bringing your balance down to $5, THEN they would process the meals from Monday and Tuesday giving you THREE separate overdraft fees of $30 each.

So now you owe the bank $90 on top of the $25. And that was what the banks sold as, "overdraft protection."

Shit was disgustingly egregious. Obama made it illegal I believe.

I mean, we've been telling them their entire lives that the planet is doomed, and they have no future... So why the fuck not bring on the debt?

Wish it was on Linux

Bruh... What

Oh.

Nice try, KGB

Just get rid of Windows completely so the crutch isn't there. Use a Windows VM if you absolutely need to.

KDE these days is better at being Windows than Windows. Dunno how long it's been since you've used it (or how much/little you tinkered with it)

Cool