As someone who owns my own home, let me just say...me too. I don't care if my house value goes to zero. I still have a house. I don't know how anyone in the middle class can get into house ownership without crippling debt.
The only ones who should cry are the home-hoarding investors and landlords. Fuck em.
Flirt on, if you like her. You're gonna be awkward. It's gonna be supacringe. If she digs you, and is worth your time, she'll like the awkwardness. She's looking for a fellow human, not a love god.
But if she gets turned off, then it wasn't meant to be. You have failed, but you have learned, there's still a billion-odd potential mates left to meet.
Stanley nickels?