fadedmaster @ fadedmaster @sh.itjust.works

Posts

2

Comments

93

Joined

2 yr. ago

There's also an upgrade that isn't free that's being removed. Granted the upgrade was one of their freebie offers relatively recent.

There's ads over the PA? I have never heard any. It might be because I'm typically in-and-out and focused on just getting what I need or maybe I've just been tuning them out. I'll have to listen more carefully next time I'm at Target and Walmart.

I had a Fold4 and now have an s25 Ultra and had none of those issues with Firefox either. Works just fine for me and I even have some extensions I've put on that aren't technically supposed to work in the mobile browser so I was fully expecting some jank. But still works fine.

I had a folding phone (Fold4). Once a video was playing the fold wasn't as noticeable as long as you looked at it straight on. From an angle, the fold was annoying.

The worst part about the phone was that it was uncomfortable to hold when folded or not, it was cumbersome, and finding a good case for it was nearly impossible.

I would rather carry something like my Deck in a case than save a little space with a folding device. Those folding screens are also very shiny and super sensitive. You can scratch those screens with your finger nails.

Yeah. I'm not a fan of their shuffle either. I sometimes want music I've never heard before. Supposedly their discover weekly playlist is what provides this but it's always full of covers of songs I already regularly listen to.

I'm checking out Tidal right now. Is there a way to import the playlists that doesn't cost money?

When you say "a real shuffle" what do you mean?

So far the audio quality is noticeably better and I have both set to maximum quality. Only complaint so far is that they seem to combine artists of same or similar names. For example, it was tough to find Wolves without it confusing different artists of the same name. I found a metal core band from Milwaukee of the same name which I like, but I was looking for a band from the early 2000's from Massachusetts. Once I found them, Tidal lists other artists' albums under the more albums section.

Thanks for confirming that for me. Right now my Deck runs games better than my 10 year old desktop. Eventually I'll build a new desktop. Haha.

Finishing up Lies of P. Debating what to play next. I picked up a few things during holiday sales and giveaways and might play one of those games. Thinking of doing Pathfinder: Kingmaker. Might do Path of Exile 2 though since someone else here said it's been running fine on their Deck.

Glad to hear it. I have been holding off on PoE2 since I almost exclusively play on my Deck and have heard some mixed things.

I always thought that was the point of it. To be comment on the absurdity of stereotypical businessmen of the time. All wearing the same "uniform," using the same business cards, indistinguishable from one another.

Could be full-commission sales too.

Keep in mind that the cops don't have to provide you with their reasonable suspicion in order to demand ID. It's not until court that they have to provide their reasonable suspicion. So they have plenty of time to come up with justification after the fact.

Also, on the Fifth Amendment I thought I had read somewhere about a case where a man simply remained silent and never once invoked his right and it didn't end well for him. I cannot remember the details, but for some reason I thought that you still had to invoke the fifth even if you have not yet answered any questions. I'll have to look back into this later and post back if I find the story.

I could see how it would be an affordable way to attention to a problematic bill (if it was still done as @dual_sport_dork@lemmy.world stated).

Congrats on making it that far! I'm sure you'll have a fully funded emergency fund before you know it. I hope no emergencies come up while you build it, but if they do, don't let that discourage you!

I think you give a fair explanation of Dave in this comment. I definitely think much of his "baby steps" needs to be updated. Just for example, $1000 in savings is just going to cause someone to get further into debt when an emergency comes up.

I like the 20/30/50 rule for budgeting (20% saving, 30% fun and 50% needs). If you have bad debt (consumer debt, bad auto loan, etc), then minimize your fun spending the most you can in order to wipe out that bad debt as quickly as possible. But of course also save up at least on month of needs or your largest deductible (whichever is greater). Then once the bad debt is gone save up a 3-6 month emergency fund (according to your personal risk/comfort level).

I also think it's important to not be too hard on yourself. Some months you'll be over budget and some months you will be under. That's why I think it's important, like you said, to leave some room in the budget and not get caught up in zero dollar budgeting.

I agree with all of those. Some of my favorite clothing I've gotten thrifting. I've been able to find never worn brand name clothing for way cheaper. Heck. I recently got a pair of Eddie Bauer shorts, never used (still had the baggie with spare buttons attached to the waistband), for $5.

Video games. Unless it's a game I play with friends I typically wait for it to drop in price significantly.

Ditto. They also smelled worse too. We found that the Target brand diapers when Target has their gift card deals was the time to stock up on their whipes and diapers.

I wish I knew what I was doing because I very rarely get that stuff, unless I go to Shorts. Then that crap shows up in both the Shorts and my recommendations. After ignoring them for a couple days they go away and stay away as long as I also avoid Shorts... So maybe that's the key?

Maybe if I put this another way I can get some clarification on your position?

You have two people. Person A and Person B. Both have emergency funds in savings of $20,000. Person A has a 401k currently worth $500,000. Person B has a pension currently with a cash lump sum value of $500,000. Neither has any real estate, nor other investment accounts, but neither has any debt either. I would say they have the same net worth of $520,000. If I'm understanding you correctly, you would say Person A has a net worth of $520,000 but Person B has a net worth of $20,000. And it would be illegal and against accounting rules to include Person B's pension in net worth calculations.

I'm seeing plenty of resources online that even go so far as to include instructions for finding a value of the pension for calculating net worth.

https://livewell.com/finance/how-to-calculate-value-of-pension-for-net-worth/

https://www.sapling.com/12011834/factor-pension-net-worth

https://networthcalculator.io/calculate-pension-in-net-worth/

https://www.lazymanandmoney.com/pension-net-worth/

And then this article finally showed up on my third page of results when searching for "do you include pension in net worth" and it at least mentions that it's debatable whether to include it or not. And this article is for Canada. https://www.moneysense.ca/columns/ask-moneysense/should-you-include-your-pension-in-your-net-worth/

This is why I'm so confused. And you've been the most adament that it's a big no-no. I'm not trying to argue with you. I'm seriously confused and trying to understand what I'm missing.