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539
Joined
2 yr. ago

  • Its referred to as barriers to entry. These are anything that prevents new startups from occuring. These can be natural or contrived.

    As somebody who finally started their own business after 25 years of effort and a lot of luck I know these well.

    The largest barrier is usually initial capital. Banks don't give out loans to startups without assets. So if you have overall negative personal assets like large student loans, renting, car loans, etc you are fucked in getting a bank to fund your startup. I can't get a line of credit for at least a year, probably 2. At least not one at a reasonable interest rate that doesn't eatup all of my profit. I ended up taking a draw against expected revenue from a vendor who believes in me.

    Health insurance (U.S), literally the reason I didn't start my business 10 years ago & 5 years ago when I had 2 opportunities.

    Business insurance: it took me 5 months to find somebody that would cover me.

    Laws and regulations that create barriers to entry. These can be minor annoyance like fees and paperwork or major regulatory hurdles depending on the industry and country.

    Infrastructure to conduct the business. I need highly specialized warehousing for 4 months of the year. I ended up renting from a company that is in a similar business as me that runs on a different cycle (they are empty when I need space). Building my own would require a loan... See above.

    Available resources: Do competitors limit your available resources by market manipulation and anti-competative behavior. This is a huge one in industries dominated by oligarchies.

    There are many more of these that are around.

    Most of these can be alleviated by a fair sharing of revenue. 10 years ago I increased the companies net profit from $500K to $10million. They gave me 5% pay raise and $10k bonus out of a "Theoretical" $200K max.

  • That's okay, we can reschedule the 1 of the 60 TFCV meetings about theupcoming 5 TPS meetings, that so we can be prepared for the 2 SMR meetings in 3 and 4 months, which is needed for the the BRM meeting in 6 months. Then we'll see if anything is decided at the BRM meeting. If not we'll repeat the meeting schedule for the foreseeable future.

  • I sold out everything back in Feb. I even processed a 401K to a roll-over IRA just so I could hold the money in cash. The money-market account is paying around 4% right now.

    This orange moron is going to cause a massive worldwide recession and a depression in the U.S.

    I'll reinvest in a few years.

  • How to sign a PDF.

    1. Print the PDF onto paper.
    2. Sign the paper version.
    3. Scan the paper to a PDF.

    Yeah, I know it's stupid but I did it 4 times this week for vendors. I do save some paper by getting a double sided scanner.

    Internally all of my business activities use electronic signatures not in pdf's.

  • They are starting to at least make some more reasonable vehicles. Not exactly small but not the oversized monsters.

    Ford Maverick, Honda Ridgeline, Hyundai Santa Cruz, Chevy Colorado, GMC Canyon, etc.

    Honestly if the towing capacity was more I would have gotten the Maverick instead of the F150 for work. Sadly it can only haul 7,000lbs and I haul around a 10,000 GVW trailer all the time. The F150 in got can haul 13K.

  • It doesn't help that alternatives have been lowering their prices. For example Wine prices have been decreasing due to a large amount of over-production. When a can of fancy beer cost $7 and a decent bottle of wine cost $9-12, economics wins out.

    Oh and south central Washington (Yakima valley) is taking a beating on Hop prices. Most of those expensive beers have a lot of hops in their recipes. Add in they are highly dependent on immigrant labor and they are truly fucked for the next few years.

  • I have the same issue. I have a 10 year old laptop that I use as well. My solution was to dual boot Linux mint & Win10. Most of the time I use Mint on that computer and load the windows only when playing that game.

  • Few things:

    First off find out the age of the well and the pipes.

    The water is very soft and acidic (low pH). This means that if the pipes/well casing are slowly being disolved. That's likely why the iron is high. If the pipes contain lead anywhere, they are also dissolving the lead.

    Only real solution = all new well and 100% plumbing replacement.

    If the system is not that old and the groundwater is contaminated , a filtration system is required. Look for a whole house filtration system.

    Either way it's an expensive fix. I would get some experts out to diagnose the issue. Then require the seller to pay for the necessary fixes as a contigency on your offer.

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  • I have a work phone and a personal phone. The work phone i answer calls from I known numbers all the time. My contact information gets passed around as part of my business. For a while I had scammers hitting my number 3-4 times per day. I answered and fucked with them every time. A little free stress relief through the day. Now I almost never get them anymore.

    My personal phone I have always screened all the calls. It still gets hit with scammers 2-3 times per week.

    I guess you are right. There is a list going around of numbers who waste their time.

  • I got my license in the U.S. when I was 16. Then in my early 20's I lived in England for few years. I was able to drive on my U.S. license for a year. During that year I had to go through the process to get an english license to drive in the country after that. I did the whole learners permit, driving lessons, etc that first year.

    Let's just say it was much, much, harder to get a driving license in England. I had driven over 100K miles in the U.S and 10K miles in the U.K by the time I took the test and I still barely passed it.

  • The areas where they overwhelmingly voted for the orange dumbass are in for a shock. Here is a list of the products that canda has put tariffs on.

    https://www.canada.ca/en/department-finance/news/2025/03/list-of-products-from-the-united-states-subject-to-25-per-cent-tariffs-effective-march-4-2025.html

    Combined with a strong dollar that's a huge blow to U.S. agriculture and manufacturing. FYI U.S. Agriculture is in the worst overall depression of the past 50 years. The strong dollar has basically has given the entire industry a beating.