Skip Navigation

InitialsDiceBearhttps://github.com/dicebear/dicebearhttps://creativecommons.org/publicdomain/zero/1.0/„Initials” (https://github.com/dicebear/dicebear) by „DiceBear”, licensed under „CC0 1.0” (https://creativecommons.org/publicdomain/zero/1.0/)TO
Posts
19
Comments
1,249
Joined
2 yr. ago

  • How to you curate training data to remove biases without introducing bias? That’s the key problem here. I don’t think it’s unreasonable to be opposed to trading one bias for another. At least the initial bias is based on reality.

  • Those companies don't own your backups and can't stop you from moving your instance somewhere else. And if you don't have a backup then it doesn't matter if you are running your instance in a datacenter you built yourself because you can inadvertently wipe the contents with a mere click

  • Its performative. There is at least logic in thinking that if TikTok had US ownership that it'd be more aligned to US interests but unless it was bought by a mega US corp, it'd likely just be a shell operation and nothing changes.

    Why single out TikTok and not Chinese nationals buying US real estate, driving up the cost of commercial and residential rents?

  • I’m talking about all types of credit, including a line of credit like a credit card. It’s unsecured so the rate is way higher. If you capped the rate on credit cards then people who are higher credit risk won’t be given credit.

    People who are credit worthy get spammed with all sorts of credit card offers for low APR cards. With an high 700-800 credit score you could score a line of credit at 10% APR but you’d have to go to a bank or credit union to get it.

  • If you are credit worthy and lenders can give you 10% they will, because there is another lender out there that will give you 10% if you are good for it. If you are getting a 29% interest rate it’s because you are a default risk, it’s unsecured, a short term loan, or any combination of the 3.

    Rates just don’t come out of thin air. It’s based off of risk. If you cap rates at 10% then the only people who will get credit at 10% are going to be wealthy people.

  • You likely will see most small banks end their overdraft programs as they will have too many losses without a way to make it back up on the fee income. Then the community banks will lose customers to the Bank of America type mega banks leading to less competition and worse banking conditions.

    And people who spend money they don’t have will still be charged fees. Instead people will get charged fees on the other end for writing bad checks or missing payments due to auto payments being rejected for non sufficient funds.

  • People migrating to iPads maybe? I figured that Mac and Linux both would be making gains. Especially with apple silicon being 3 generations in and windows 11 sucking so much.

    Wonder if iPads are cutting into that all. Considering they are cheaper than a MacBook which basically requires you to drop at least a grand for entry level devices

  • I am replacing a 2013 MB Air, I will probably be getting an M3 iPad Pro with Magic Keyboard because we don’t currently have an iPad for mom and dad (we have one for the kids but it’s signed in to their account and full of games and videos and has strict screen time controls on it)

    One thing to consider is that if you do feel like you need MacOS but really want to go with the iPad, you can always Remote Desktop to the Mac Mini if you needed.