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InitialsDiceBearhttps://github.com/dicebear/dicebearhttps://creativecommons.org/publicdomain/zero/1.0/„Initials” (https://github.com/dicebear/dicebear) by „DiceBear”, licensed under „CC0 1.0” (https://creativecommons.org/publicdomain/zero/1.0/)MI
Posts
2
Comments
132
Joined
2 yr. ago

  • Same thing that happens with most drugs. It'll still get in, prices will skyrocket, and it'll be laced with fentanyl so instead of enjoying a nice cup of coffee, you'll die because the government tried to tell you what you can do to your own body again.

  • I agree with the sentiment of your concern as it is a shit load of info. Only part I would disagree with is that nobody explains it. Depends on your realtor of course but mid-pandemic lockdowns my realtor sat down with my wife and I and went page by page, all printed out, and explained everything. Stopped periodically to see what questions we had, and even light heartily quizzed us. He showed us where he was making money, where the bank makes money, what was likely to happen the moment we signed with the mortgage (sold to a different lender), and where our risks were.

    It was a lot. And I don't look forward to it. But in a day and age where anything can be searched online at your fingertips due diligence is expected by both parties and I felt comfortable going into the closing feeling we had covered most everything.

  • Old folks mostly. My mom still has a tradition (and wildly overpriced) tv package. They do use a couple of my streaming services though and really like it, my step dad just finished Breaking Bad on netflix and loved it.

    My dad finally broke away few years ago and went to YouTube tv. I actually split that cost with him since it's the simplist way to watch football and it's the only streaming service I pay for.

    The average age of my clients at work is 65-70. While I don't survey every client, it does seem most I talk to when the conversation comes up still have traditional cable packages. They're comfortable with it, kinda like a comfort show you watch on repeat or the nightly news they've been watching for 50 years, it's part of their daily routine.

  • I racked up $12k in credit card debt after college. It was the result of a low paying, dead end job (GameStop), wanting to be independent and live on my own, and no financial education beyond my parents telling the the very basics.

    That all changed when I decided I didn't want to live paycheck to paycheck the rest of my life. Got some licensing and a career type job, met my wife, and the rest is history.

    I paid off my credit card debt within the first year at the job, we both paid off our student loan debt (totalling ~$90k within the first 5 years) and now the only debt we have is our mortgage which is fixed at 2.75%. We could pay it down rather aggressively if we wanted but at that rate we we're simply maxing retirement accounts and putting the remainder into taxable investments instead.

    Fuck credit card debt. I believe every high school in America should have a required financial literacy class. Not just balancing a checkbook, but how to build good credit, the dangera of credit card debt, predatory loans, the benefits of saving for retirement early, basic investment principals, and anything else that would make a young person financially literate early in life.

  • My wife and I love to visit new places. We will generally prepare by asking friends who have visited what they liked and disliked, I would check the areas affiliated subreddit to get guidance from the locals, and do a little online searching to get a general feel for the city.

    Once there don't be afraid to talk to people. Talk to a can driver, spark up a conversation at a cafe. Locals are almost always willing to share their favorite places with you since you're a visitor to their city and they want to shed it in the best light.

  • You see that a lot for sure. One show that stands out in my mind of continually moving the plot forward is Breaking Bad. The 'villain' changes throughout the show, Walt has an evolving relationship with Skylar and Walt Jr, and motives change as well for Walt and Jesse. Completely different show from beginning to end.

    SPOILER: it's a well known fact that season 1 was shortened due to the last writers strike and had that not happened Jesse would have been killed off at the end of the season. This show very well could have suffered the same fate OP prescribes to most shows since Jesse is so pivotal to the shows overall success. So maybe we should look for shows who's first season is currently being cut short by this writer's strike and that will be the next great show.

  • This reminds me of that silk road documentary. The feds knew they had nothing until they had the creator with not only his laptop I hand, but also open, because the second he closes it and it's password protected there's no legal way to prove it was him.

    I certainly agree with your line of thought and my beliefs align with them.

    My concern is the change in the internet. When I first got online in the early 2000s it really felt like the wild west. It was difficult to find the content you were looking for, however everything was right there for you to find. Sites like google did wonders to centralize sites and make it so much easier to find what you were looking for, and explore areas you wouldn't have found otherwise.

    Capitalism creates change. The benefit of that is to their shareholders. For the last 100 years I do believe it has drastically improved the quality of life for most all of us. However there is an increasing gap as the ultra wealthy, my ceo included, continue to get filthy Rick, while the share of the rest decreases as an overall percent.

    We're certainly in am interesting period. I hope it gets better. I don't have faith it will. I also don't want a massive revolution because that often involves a reset and large scale human suffering.

    Anyway my rant is over. Sorry for any spelling mistakes. Cheers.

  • An honorable death. Has me thinking you die and you're hanging out with other dead people in wherever people go when you die. You ask how everyone dies and the first guy goes "I got hit by a bus", second guy goes "I was shot in an armed robbery", and you go "I died inhaling bbq smoke". You know those other two dudes gotta be pissed.