I'm a millennial homeowner that had no assistance from my family and bought in 2022.
Honestly though, I think luck is the only reason we got our house. We met the previous owners and they wanted to make sure the house was going to another couple or family that would actually live in it and call it home, not someone planning to rent it out. We put our bid at asking price (even though our realtor was pushing for us to go higher) and they accepted it the next day.
We bought ours in 2022 at a 4.15% rate with only 5% down and since I dealt with a local lender, got a conventional loan with no PMI. Thank God. The PMI was my biggest worry, but we were very fortunate.
Also found a house for under $300k, but it was built in 1952 and we're a little in the boonies. We have a Walmart nearby and some fast food, but that's it. We both work 20 miles away in the much larger town. And then we're about an hour or so (depending on traffic) from a major city. So we had to make some concessions in order to even get a house. Though I love being in a small quiet neighborhood and being able to live away from the bustle of a larger town, but it does have drawbacks.
I'm so sad about lemm.ee!!! That was the first instance I joined! That was my home for, wow, 2 years. But I'm still sticking with Lemmy. Just had to find myself a new home base.
Yes Apollo!! I used it on my iPad, but boost was and now still is my go to. As soon as Boost was done, I jumped to Lemmy. I wasn't sure if I would stick around in the beginning, but I'm so glad that I have. I have thoroughly been enjoying my time here
I'm a millennial homeowner that had no assistance from my family and bought in 2022.
Honestly though, I think luck is the only reason we got our house. We met the previous owners and they wanted to make sure the house was going to another couple or family that would actually live in it and call it home, not someone planning to rent it out. We put our bid at asking price (even though our realtor was pushing for us to go higher) and they accepted it the next day.