I'll need to build shelter , gather food, add defense and make a dam table to eat off of because we just crash landed on a planet and survived, but eating without a table is what sets me off!!
Sorry ,that was a broad explanation. Using only about 1/3rd of your available credit is a plus.no matter if that's $100 or $100,000. The other crazy part is the worse your credit is, the more things that require credit costs.So it's a bad cycle to fall into and helps keep people broke.
56 here , started with pong , atari 2600 and still play PC games daily.