As the other commenter said, it now puts you in the closest life cycle fund to your 67th birthday. They also automatically start you contributing 5%, which would get you the 5% match. Basically immediately doubling your investment.
Yes. The young are reckless causing most of their accidents. We do what we can to prevent those accidents, seems like we could do a lot more. The old have accidents from downsides of aging/slowing reaction times/health issues. We can definitely do more than just hoping their kids take the keys away before it's too late. One idea is regular driver's tests starting at a certain age.
Not every 70 YO is the same health. Some can barely see at that age, or at night. There are also plenty of health issues or medications taken at this age which could affect reactions or alertness. Not saying it can't happen to the young, but it's far more prevalent.
I feel like there's a meme to be made about trump wanting a peace prize, while bombing other countries, while hating participation trophies, but also thinking he deserves one just for being president ....
Well one reason is you end up dead. It's not like it's one guy trying to kidnap you, it's a handful. And you're not John Wick, you will also be shot and likely killed too.
It might be on the nose, but we sure as hell have regressed in my short lifetime.