In most European countries, you pay for your insurance by contributing a certain percentage of your wages to your insurance company and a retirement payout company. Of course, you don't have to bother with that, since your employer does this in most cases (if you're not a contractor). I think this is a better strategy than just paying from what you have.
You're not modifying a stock YouTube client, it doesn't give you recommendations, it doesn't have Shorts and you don't technically violate the YouTube ToS.
I guess this meme only applies to America?
In most European countries, you pay for your insurance by contributing a certain percentage of your wages to your insurance company and a retirement payout company. Of course, you don't have to bother with that, since your employer does this in most cases (if you're not a contractor). I think this is a better strategy than just paying from what you have.