I own a. car, but it’s a tiny car (Mitsubishi Colt CZ3) so it’s in a very low tax bracket, I also have maximum no-claim discount on my insurance and this model car is very reliable so maintenance is minimal. It’s probably a little bit more expensive than a membership in a car sharing service but it has the advantage of always being available when needed.
My main mode of transportation is by bike (I’m Dutch so that’s not surprising). For most trips a bicycle is much faster than a car. I only use my car if need to go a long distance or if I need to transport something too big to transport by bike. I only need to fill up my car with gas once or twice a year.
And it’s not just subscriptions. It’s also my saved posts.