Adalast @ Adalast @lemmy.world

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2 yr. ago

Really? https://www.bbc.com/news/world-us-canada-63978323 It is 100% real. Just to be clear, in early 2022 Husky Musky got butt-hurt about the account and attempted fo give the kid $5,000 to shut it down, thinking he would just take the money and comply. He refused and laughed at him. A couple of months later, we start hearing talk of him buying twitter. About a month after buying twitter he bans the account after making some retarded changes to the ToS to justify it. Yes, I am literally saying he spent 44billion dollars because some 19-year-old in Florida pissed him off and there was nothing he could do about it because the kid was 100% within his rights and didn't violate any rules of twitter. I'm sure he had additional motivations, like having control of a cesspool of pro-conservative nutbags that he thought he would be able to milk for power and money, but short of Elon Musk pulling up in front of my house and showing genuine human emotion besides anger to tell me that it is not the case, the primary reason he bought twitter is because a peon had the audacity to tell him no and he was impotent to do anything about it.

As of 2022, 33.9% of US HOUSEHOLDS made less than $50k/year. The median rent for the same year was $1874/month. That is $22,488/year. That is 44.976% of 50,000. 50,000 was the highest end of the range from 0 to 50,000. That means that ~⅓+ of the country have a very high probability of paying more than 45% of their annual wage in rent alone. Taking the low average from here, that is another $562/month out the window for utilities, or $6,744/year. So shelter and basic utilities for survival has us up to $29,232. For reference, that is 38% of the annual income for $75,000/year, the next line up in that chart. That is another 16%+ of households, which means that more than 50% of the US population is spending 38%+ of their annual income on housing and basic utilities, not even food. And just in case you are curious, that initial <=50k group is paying 58% of their income just to have heat, electricity, and housing to use them in. And to make sure that these numbers were not being biased by rents among income distributions, I was able to find raw data to check my estimates. They were actually low. Of the 45,221,844 households renting as of 2022, 10,492,596 of them make less than $50,000/year AND pay more than 40% of their annual income in rent. That is 47.2% of people making less than 50k/year and accounts for over 23% of all renters in the country.

So, in long, yes, everyone is poor. And to think otherwise is to either buy in to blatant propaganda, functionally not understand statistics but still think you know better than those who do, or be disingenuous representing reality in a bid to mislead the public. Only you can answer which one that is.

No, you do need milk. Don't let the capitalist propaganda engine tell you that comfort and contentment are not necessary for life. To even insinuate that having milk to put on cereal or in tea is some sort of luxury or indulgence that you should be able to cut out is lunacy. Human beings need comfort as much as we need socialization for emotional and mental maintenance. We need fun and enjoyment. That is why even in modern hunter-gatherer tribes the workload is less than half of ours and they all have full bellies and spend the rest of their time pursuing leisure activities and spending time with their family/community.

(not accusing the person you are replying to, they are a victim too)

For me, for-profit medical care ranks up there with cock/dog fighting and taking young minors as sex slaves as the most inhumane things possible. It is profiting off the suffering of human beings. Even if it was slightly more egalitarian and was profiting off the healing of human beings, it would only be marginally better.

Oh... If only the government was not as bad and complicit in all of it. If you need proof, here is the Medicaid.gov page detailing how states are allowed to claim any money left in an estate of an enrollee who had the audacity to be poor without a spouse and adult offspring.

I've been working to change the word "Landlord" to "Landleech" in my lexicon for the last year or so. I'm doing pretty good at it too. Even added it to the dictionary for my keyboard. Now I just need to figure out how to define an autocorrect for it.

I once recognized the sounds of a girlfriend deleting texts by where her nail was hitting her phone screen in a specific pattern. That is more sad than impressive, I understand. Just saying that this makes sense and is not beyond human capability on its own.

Oh, also, be careful suggesting cohabitation of multiple unrelated adults. Many cities have zoning ordinances prohibiting precisely that behavior. For instance:

Yes, you can have a couple of roommates, but if one of those roommates wants a partner to "move in" it becomes immediately illegal and actually grounds for eviction in some cases since you violated the zoning for the property.

My solution was an adaptation of the NYC cab medallion system. Each city is allowed to provide medallions for up to a certain percentage of single-family residences to be rental properties and the medallion costs to maintain. It also comes along with rent caps based on the local cost of living and yearly property inspections by the city. One of the towns in my area actually did that last one because they actually care about being a good place to live, so they make some extra money on penalties or the overall property value for the town goes up because all of the rental properties are kept in very good condition. Win(city)-win(tenants)-accountability(landleeches).

Honestly, no city should want more than ~5% of single-family dwellings to be rentals. As you said, it is easier to get out of them. That means less reliable tax revenue, less people invested in the community, and potentially less community. I may be a math major, but I'm not an anthropology or sociology major, so that last one is definitely rectally sourced.

Also, I struggle, being in the exact situation where I need to get out from under an abusive landleech, to say that it is easy to move from rental to rental. Having to come up with 3k when we are already living and to mouth is really hard.

His logic chain may have been flawed for his argument, but his premise is not wrong. YouTube providing a distribution platform for any type of music video means that content holders are putting music on there and suffering the same rules as anyone else. To the best of my knowledge, Google does not pay any additional license fees to content owners should they elect to upload a music video to the platform. The owner makes ad revenue just like all other creators. This effectively circumvents the costly licensing agreements that the likes of Spotify and Pandora have to enter into.

Unless it is something you had fixed before or proven beyond a shadow of a doubt that you knew how to fix, you are a biotech engineer. Last time I checked Dawn wasn't a biological entity and the tech angle is suspect at best.

Honestly, I have been renting for a year now and it has been horrendous. I don't think it's worth it honestly. I am paying about double what a mortgage would be and getting a house that the owners refuse to perform any maintenance on. I'm not about to do it as that is sweat equity that they are getting, not me. With the modern trend towards treating rentals as an investment instead if a business/responsibility, the mentality of landleeches is moving more and more towards cost minimization at any expense. It is an undeniable downward spiral that needs to be halted by force. Unfortunately tenants don't have the ability to do that and when 40%+ of single-family homes that hit the market are being purchased by equity firms and slumlords, driving the prices on the remaining homes well beyond their real value, it is a recipe for disaster.

At the current rate and trajectory, in the next 10 to 20 years, more than 90% of adults ages 25 to 50 will be renters. As the boomers die, some percentage of their homes will be passed to children, but some percentage of those will go on the market for some reason or another, which some percentage will then be snatched up as investment properties again. This is a logistic process, and while it would be functionally impossible to get it to 100%, numbers like 75% to 90% are infinitely more possible, and in fact, probably, without real governmental I intervention. (I actually have an Applied Mathematics degree, so this isn't me pulling things from my ass)

There's not. We just use their politicians as a sample and extrapolate from there. /s

Hoax call... Child arrested. Actual school shooting, cops checks notes sit outside and wait until the shooter runs out of ammo.

I think I love you in a purely plutonic way. That was a spectacular expounding on the linguistic relevance and morphology of the statement as it borders on the philosophical underpinnings. Thank you for that.

Why did you correct them? With that much of a wage gap, you should have popped popcorn to share with the other wage slaves while you watched him try to figure out how to fix what he just did.

Haha, I wish. That said, I have been studying AI design a lot recently and have like 10 ideas to try.

Me: "It's called ADHD, bitch!" Then I blast off in my rocket ship that was built from about 15 different hyper-fixations but somehow still flies like the badass with superpowers that I am.

Also... I can't remember what we were talking about, but I suddenly realized that I have like 4 books I bought off Humble Bundle like 5 years ago about orbital mechanics and aerospace design that I have the sudden and unforgiving urge to read.

When you're done with the loan and it's paid off you don't have to make any more payments, so I'm not sure what you're trying to express?

I was tacitly contrasting it with renting. After 30 years of renting, you still are going to be paying rent.

I personally always got 15-year loans, because with those loans you end up paying the least amount of interest on. Thirty year loans are horrible, considering how much interest you have to pay versus principal, which is why I would suggesting you try to pay it off faster than the 30 years by paying a little bit extra every month with extra principal payments.

I was less commentating on the term of the loan and more on the total principal value. That said, for some insane reason, a 15-year mortgage also has a lower interest rate, so it is fundamentally the better option. But even with that, if you make $50k/year and are able to find a livable property for 75-80k, and get the 15-year, ostensibly there is little in one's way from paying it off in 7 to 10 years. Unfortunately livable houses for that price don't exist anymore for most of the US and making 50k is still a pipe dream. I don't even make that much and I have a Master's degree.

Generally, also pompous-ass disease. As the other user mentioned, Musk has pretty systematically worked against the 99% for his entire adult life. The idea that a normal everyday person could afford a ticket from LA to San Francisco that would get them there in roughly the same amount of time as his private jet would probably have infuriated him beyond compare. Just look at how he reacted to a college student forwarding publicly available information about the movements of that very same jet.