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Posts
4
Comments
642
Joined
2 yr. ago

  • I think it was in the matrix where humans nuked a bunch of stuff to kick up enough dirt to block out the sun (the robots were solar powered)

    The robots still figured out how to survive...

    I'm sure a sufficiently advanced AI could build a backup power source or trick a human into doing it

  • why are you trying to privately communicate with a minor?

    Uhm... Because my niece asked me yesterday if she could message me on her phone.

    When i say "private" i mean not hosted/harvested by facebook or google or whatever.

    My brother has full acess to the device and can read our messages. Also, he is well aware that she is messaging her aunts and uncles

    I don't want to assume the worst

    Proceeds to assume the absolute worst

  • Yeah, buying phones that old is dumb advice

    • worn out battery that probably wont charge fully or last another 2 years
    • outdated OS that wont get security updates

    I'm 100% all for keeping old phones running for many years, but buying a note 9 in 2024 is not how to go about doing that

  • personal finance wasn't taught

    Pretty sure this is by design... How many other people are in the same boat as my coworker? How many millions are they making off people like her?

    Even for myself... I didnt get to the point where i was in her situation, but my own financial literacy wasnt that good just a few years ago.... I had no knowledge of investments or anything. My parents raised me to just give all my money to the bank to take care of

    Wasnt until i took the time to learn the basics when i realized the bank is NOT your friend. You'll take 100% of the hit when the economy has a meltdown like 2008, but when you have a massive 10 year bull run and the SP500 goes 4x, you might see half of those gains in the bank mutual fund...

    I pulled all my mutual funds and started self directed investing.... Way better gains than the bank

    Banks are totally profiting off our ignorance and fear of numbers

  • One of my young coworkers had been running a huge balance on her card for two years. She was making minimum payments every month and didnt understand why the number wasnt going down.....

    I had to sit her down and explain how interest works and helped her figure out how to take a lower interest loan to wipe out the credit card debt and get a repayment plan going

    I wonder what would have happened to her if i didnt overhear her phone conversation and decided to be nosy and ask her about the credit situation...