Long answer: They won't cover anything until you've met your deductible. Once you've paid out $1,500 (your deductible), they will start covering 50% of the remaining cost.
I hate how this is written as if it's consumers who are responsible for inflation--if we would just stop buying things inflation would go down, hurr durr...
The narrative for the last couple years is that companies have no other choice but to raise prices, but now that people are too poor to afford essentials they magically find a way to lower pieces.
The unspoken next step is to reduce minimum wage for hospo workers since they're getting tips.
In the end this will benefit businesses not workers.