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InitialsDiceBearhttps://github.com/dicebear/dicebearhttps://creativecommons.org/publicdomain/zero/1.0/„Initials” (https://github.com/dicebear/dicebear) by „DiceBear”, licensed under „CC0 1.0” (https://creativecommons.org/publicdomain/zero/1.0/)TB
Posts
1
Comments
607
Joined
2 yr. ago

  • Yeah, OP isn't telling us everything. He's got a 50% decline in what looks like January 2022, where FSKAX and VTI were off by ~10%. Half that drop looks like it happened on one day. In fact, now that I look at it, it's kind of reminiscent of a BTC chart.

  • No. If you've been saving for 30 years, then you'll have 30 years of accumulated 10±20% annual gains, which should be something like 16x your start, but could be 100x if you're lucky or 1x if you're not. Regardless, an historic crash on retirement day may take that down to 12x your start, which is still pretty good, and will be fixed by the following couple years.

  • My folks have been spinning off their treasures for a couple decades now. They waited until their kids had already established & furnished their own households, so a lot of it ended up in the category of "Yes, I can put this in the trash for you."

    Lifespans are at the awkward stage where the kids are too old and the grandkids too young to want any of those household staples.

  • I really enjoy lying in a warm, comfortable bed, especially a little groggy from sleep. I'm happy to wake up an hour or so ahead of my alarm so I can have that experience. That said, if my mind is really racing with anticipation of the day's concerns, it kind of wrecks the lie-in. I'll get up an hour or two early, have an extra special breakfast, start chores or some other thing I didn't think I had time for.

  • That took 2 months. She served 4 days while deputies were empowered by another court case to do her job and right-wing nutjobs paid her bills. Then she met the Pope.

    A Georgia election official who gums up the works for two months to give cover to a Trump victory is getting a big promotion.

  • Doesn't matter: there's no one to enforce the judge's ruling and no penalty for refusing, so anyone who does decide not to certify an election faces...sternly worded letter? lawsuit? contempt of court if that goes against them?

    As we saw through Trump's first term, laws only work if there are penalties, and penalties only work if there is someone to enforce them.

  • My 80-year-old mother is stil hooked on Hay Day (2012 Farmville clone). She doesn't alarm-clock overnight events any more, but that could be because she can't sleep through the night now. Got a team of other old ladies around the world for contests, and it's right on the edge of where I think it's great that she's got something to keep her engaged versus might need an addiction intervention.

  • They released doorbell video of the incident. Dude's running through the neighborhood, half naked, yelling incoherently. Runs up to the home, pounds on the door, rolls around on the porch, still yelling, something about his girlfriend. Bath salts type of crazy.

  • It's fascinating to watch. Vance, the old-school spin doctor, using euphemism, misdirection and weaseling to not-techincally-lie (eg, we want a national "standard" for abortion, not a national ban) versus Trump who just goes all-out loud, easily disproven, total bullshit. And that side seems to like Trump better, like they've been trained to recognize the used-car-salesman shtick, so it makes them uncomfortable even if they don't recognize the lies, but the loud liar just cows any chance of disbelief with sheer volume.

    I feel like there's really interesting psychology to study there, among the...let's say "reality challenged" population, if anyone could figure out how to recruit them.