Yeah, the insurance claim for the damage to our vehicle has been approved! A truck failed to stop, rear ending a car, in turn rear ending us. 17k damage :/
I've got a QNAP. Relatively happy with it, as it's easier to manage than DIY, but it's hard to migrate to a different brand as the RAID implementation is proprietary, so can't just plug the disks in a different brand. First NAS lasted about 7 years until it was too slow, new one is about 5 years and still going strong.
DIY gives you more flexibility, but also more maintenance.
@ColonialSpore@lemmy.nz I'd recommend moving to another health insurance, as Dave said NIB is at the bottom of the list. We moved to SC from AA Health (underwritten by NIB). A bit more expensive but I feel much better now. When I need it, hopefully never, I don't want issues with the insurer.
Thanks, didn't know BNZ had that. Seems like I can't do online quotes. One of those things, not sure if it's worth the hassle.
E.g. I just switched to Kogan Mobile for my wife and I as it was much cheaper, but for my wife can't get number port to work. So much time wasted on their support. In the end just given up and she'll use the Kogan sim for data only, luckily she has a dual sim phone.
Yeah the excess would be fine with us as well. My experience with smaller claims is that it's quick and easy, had 2 claims <$3k and they were approved quickly.
The current damage to our car is roughly $20k so that's a different story.
I thought it was too much too, but it adds up quickly. We've got 5 bikes, roughly $5k. Kitchen appliances, another $3k. Washing machine and dryer, $1500.
Clothes per person, $5k, times 4. TV, gaming console, $1500. PC and monitors, $1500. NAS, $1000.
Curtains. Bread maker. Garden tools. DIY tools. Desks. And so on.
I filled out a calculator online and it even said more, but we went with $120k. When my house burns down I don't want to be in a position we're underinsured.
Yeah think it makes sense with big ticket items like houses and contents.
With vehicles, we've got relatively cheap cars and then it's nice to have lower excess. Financially it may not be the best option, but peace of mind knowing that any scratch costs max 500 is nice too.
Yeah I do that regularly and every time AA comes out cheapest, or slightly more expensive. We've had multiple claims via the and so far so good.
Just did a quote with AMI and they are twice the price of AA.
Guess we'll just have to suck it up.
Yeah, we something similar.
Contents is more expensive, we're going to pay about 800 for 120k insured. Still, important to have, but perhaps going to increase excess as Dave suggested @Dave@lemmy.nz
Yeah valid point. We're mainly covering it in case of a total loss, ie our house burns down.
For the rest we don't have expensive items, we have a $600 Warehouse Veon TV for example. Probably most expensive in our contents is my ebike with new price $1450
Yeah, our insurer said our vehicle isn't totalled and can be repaired. They'll also pay for long haul from SI to NI.
Still a bit annoying process, I have to keep calling for updates, they aren't very quick. We have plans with the vehicle so hopefully fixed soon.
Yeah, the insurance claim for the damage to our vehicle has been approved! A truck failed to stop, rear ending a car, in turn rear ending us. 17k damage :/