sevan @ sevan @lemmy.ca

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1 yr. ago

Since it sounds like you have younger kids, I'd take a decent sized portion of it (maybe 2-8k) and use that to make lasting family memories. Seeing everything of interest in a short range (zoos, aquariums, caves, gardens, museums, national parks, whatever), more frequent small vacations (driving distance or short flights to the beach/mountains/whatever), occasional major vacations (other countries, theme parks, cruises, whatever your family finds interesting). Or investing in lifelong hobbies that you can do together, like skiing, art, tennis, restoring cars, etc.

After that, the rest I would add to my FIRE plan. It would not necessarily mean retiring sooner (though it might), but it would be about adding flexibility to my life. If my savings were larger, I could always just to dip into that to pay for college or I be better prepared to deal with an unexpected layoff or emergency.

Skyrim, Fallout: New Vegas, and Mass Effect Legendary are my favorites that I come back to repeatedly. Of course, they were all probably perfectly playable on your old PC.

Hitman World of Assassination was good and not playable on your old PC. I have not replayed it yet, but it is definitely repayable with the option to approach every level in different ways.

I've gotten bored with the Assassins Creed games, but the newer ones are very pretty and they're open world with lots of story and tons of things to do.

You mentioned Far Cry 3, there's also 4, 5, 6 New Dawn, and Primal. I haven't played 5, 6, or New Dawn, but 4 plays the same as 3 (just a different story) and I actually like Primal quite a bit.

The Just Cause series is really over the top mayhem, but I enjoyed them. Lots of open world destruction for a...just cause (or maybe just because).

The Saints Row games are ridiculous, childish fun. Very similar to GTA, but makes GTA look classy by comparison. I think Saints Row 4 and Gat Out of Hell are the best ones. The first 2 are quite dated at this point. There is a recent remaster of 3, I liked the original, but haven't played the remaster yet. There's a newer one that's just called "Saints Row", I've only played a little of it so far and its pretty bland.

I don't know a lot about the Amish, but possibly. From what I know, it seems like they embody some of the core principles in terms of contributing to the community and managing a balanced, relatively equal society. I don't know anything about their religion, so I don't know if there is a level of control from church leaders that might be more of a centralized control structure. But they might be an example. You can also search for examples of hippie communes or artist collectives.

You're going to have so many scratched rugs and doors...and dropped cans of paint around your house soon! Well, my cats haven't dropped any cans of paint yet, but based on my experience so far in Stray, it seem inevitable. Enjoy the new additions to your household!

I just finished replaying Life is Strange (the original). Now I'm starting Stray for a first play-through.

There have been many groups that form communes within a larger system. Sometimes its built around a religion (or cult), sometimes around various ideals, like artist communes. In my opinion, what makes these work is that they're small (your reputation matters), people join it voluntarily, and people can be kicked out if they don't uphold the ideals. So, you don't need a state to enforce the rules aside from a mechanism to remove people who don't participate fairly. And because they are within a larger entity, they don't have to deal with things like national security or foreign affairs. I don't think that model scales to a national level.

Thanks, I'll check it out!

I actually liked Opposing Force and Blue Shift better than HL1 back when they were still new. Recently I thought I would play through them all again, but I only made it a little way into the original before I quit. Going back to old mechanics is not generally enjoyable for me. Or maybe I should have just skipped HL1 and gone directly to the ones I liked better. To be fair, I skipped ahead to HL2 and am still struggling to enjoy the dated mechanics.

I'm the opposite, lived most of my life on the West coast and then moved to the East coast. Some time zone related things that I've noticed:

• I love to start work early and end work early, so there was a period of time where I could work 6am to 3pm and still be online later than many of my east coast coworkers. This schedule was ideal for me. Now I have to work until 5 or 6pm every day and I don't like that very much.
• I could get up and trade stocks early in the morning, which is convenient for me because I don't do a lot of stock trading and don't need to stay on top of it throughout the day. Now I get up and think, "I need to make that transaction later today", then 4pm rolls around and I realize I've forgotten to do it yet again.
• Not a time zone thing, but I've been to Hawaii once and would love to go back. When I was in California, it was a 5-6 hour flight, now its more like 12 hours. I'm not willing to make that trip. I do have the option to go to the Caribbean or Europe instead, which is nice though (if I ever get around to it).
• I don't watch sports, but I always thought of the Super Bowl being an afternoon game. Then I moved East and realized people were staying up past midnight to watch the game (and party) and then trying to go to work or school Monday morning. No impact for me, but for my lifestyle, afternoon games would be preferable.
• I used to do a lot of online gaming with people from all over the US and Europe. Lots of my friends would stay up very late or even all night gaming. I could keep up with them when it meant staying up until 10-12pm (my time). Staying up until 2 or 3am would not work for me. I don't play online games anymore, but that would be a challenge for me now.

I'm neutral on the housing market right now. People buying houses are generally living in them (or renting them), there's very little house flipping like in 2005-06. There's also no interest-only mortgages, so people actually have the cash flow to stay. Rates are probably not going up, but they might come down a little. If they do drop, I think prices will go up proportionately such that the monthly payment is the same either way. New housing is being built, but not fast enough to make a major impact on demand in the near term.

Altogether, I think housing in the US is "fairly" valued on a supply/demand basis at the moment. If we get a recession, prices might dip, but I would be very surprised to see another crash like 2007-09. However, I also don't expect to see prices go up quickly from here other than in response to lower interest rates. So, if I were making a new purchase decision today, I'd be thinking about the following:

• Do I plan to stay 5+ years (the longer, the better)
• Can I comfortably afford to pay the mortgage (or is it at least comparable to rent)?
• Can I afford a major repair bill? Especially if any of the big ticket items will hit their typical end of life in the next 5 years.

Here are some of my major home maintenance expenses from the last 10 years:

• Water supply line to the house failed (polybutylene): $2.5k
• Tankless hot water unit failed: $3.5k
• Wildlife exclusion due to rats in the attic and crawlspace: $2k
• Electrical repairs due to rats in the crawlspace chewing on wiring: $3.4k
• Totally gut and rebuild kitchen & bathroom due to plumbing failure: $2k deductible, plus my homeowner's insurance increased every year since
• Replaced failed mini-split HVAC system: $3.5k
• Dig up and repair sewage line that was clogged with roots: $3.5k
• New sod to repair the lawn after the plumbers dug it up: $1.5k

Those are the big items I recall that I had little choice in. I also replaced my way past end of life 2 zone HVAC system for about $30k. I could have kept the old one running longer and I could have gotten a cheaper replacement (maybe $22k), but the old system was struggling and couldn't keep the house comfortable anymore. I seem to recall hearing a good rule of thumb is to set aside 1-2% of your home's value every year for major maintenance and that seems about right from my experience.

I think the only reason the US continues to exist in its current state is due to the global power of the US currency. It is the dominant currency for international exchange, which gives the US government extraordinary influence in international affairs AND gives corporations and wealthy people a reason to be based in the US. There are historical similarities with other countries having a dominant currency such as the British Pound or Dutch Guilder during those countries periods of imperial dominance. The empire is likely to persist as long as the currency remains dominant no matter how badly it is mismanaged.

I've blocked as much news out of my life as I can manage with the exception of some financial news. That includes blocking all the news communities on Lemmy. Things still slip through, but I also push myself to just ignore the bits that I still see and move on with my life. I'm much happier as a result. In terms of being aware of big news, if its a big enough deal, the fine folks here at Lemmy will create memes to let me know.

I had Brelyna in my last (current?) run and have enjoyed her quite a bit.

Ah, I get it now. :)

capped-key-shay?

I have clothes that I keep out of the dryer, but I'm willing to put pretty much anything in the washing machine (aside from dry clean only stuff). I will hand wash my workout clothes, mainly in the summer, when they are drenched in sweat and I don't have enough dirty laundry to make it worth putting them in the laundry right away. I just put a little splash of laundry detergent in the sink with some cold water to wash them, then hang them to dry. But I do that to keep them from getting stinky, not to prolong the life of the clothes.

Same. I've tried LEDs and they really don't cut it for christmas lights, so I stick with incandescent, at least in the house. LEDs outside might be fine, but I rarely get around to putting up outside decorations.

This requires more information. Am I reasonably likely to hit a total target comp over the course of a year, but with fluctuations throughout the year? I can live with that if the target fits my needs. Of course, I'm guessing that is not the intent here, this is can you live with no clue about your future income potential? That's a hard no for me.

The bicycle, otherwise all that fast food is going to catch up with you quick.

You can study to become a beer judge, even just for fun: https://dev.bjcp.org/education-training/exam-preparation/beer-judge-training-study-program/

One of the parts of that is to get a kit that helps you recognize "off" flavors: https://www.bjcp.org/education-training/education-resources/sensory-kits/