Typically yes... Even my Credit Union has a $35 fee for the first overdraft in a given time frame and then it goes up by $5 for each subsequent overdraft in that same period.
The same credit union will, as a courtesy, refund up to 3 overdraft fees per year but only if you call in and basically beg a customer service rep because you're aware of the policy.
Even if they're cleaned "regularly" it's still possible a kid who just scratched their butt crack with their bare hands could have touched the nozzle for giggles right before you got there.
My wife and I occasionally make fresh squeezed orange juice at home... It takes us at least a dozen large oranges to get THREE - 10 to 12 ounce glasses of juice.
It probably takes more oranges than that really but it's been a while since we did it so I can't remember for sure.
However, I also love Game Pass at least as a concept.
I've had it for several years now thanks to Live Gold conversion and VPN...
That said, regardless how much "value" it may provide, I will NEVER pay full price for it... I just don't feel like it's worth the price they're asking to me personally.
It's great for trying out the occasional game I'd never have bought or played otherwise though... And sometimes it introduces me to games that I feel like are worth buying that I hadn't heard of anywhere else.
For example, I bought Aragami 2 because I tried it on Game Pass and enjoyed it but I wasn't finished with it yet when rumors appeared that it was leaving the service.
I also played and thoroughly enjoyed Cocoon and High on Life thanks to Game Pass and feel like they're both worth buying at the right price.
I personally don't enjoy watching YouTubers and I rarely read reviews so I wouldn't have known much about most of those if I didn't have the chance to try them.
It's almost like it's replaced the demos that used to be so common but we can play the whole game now if we want.
Editing to add:
Also, fuck this Ubisoft exec... Subscription models should NEVER become the default way that we are expected to "consume" games (or any other entertainment really for that matter) and it's arrogant as hell for this prick to presume that we'll all just be okay with it.
Instacart lets anyone order from Costco and Sam's without a membership... You just have to pay overinflated Instacart prices and be cool with the fact that you're exploiting someone's labor.
The US is largely responsible for the 3 international treaties that semi standardized the prohibitions that have defined and driven drug policies across most of the western world since the 60s, though.
Damn dude...