This doesn't reflect my housemate's experience in Italy at all. Evidently if they detect an American accent in your "buongiorno" they'll just spend the rest of the day mocking you in Italian and occasionally just yelling "DONALD TRUMP HAMBURGER TRANSGENDER" at you.
who picks what habits are good and what are bad? who decides what happens to data beyond this? can you going to mcdonalds twice a day be shared with your health insurer? can you going to that rally be shared with the local police? with your landlord? are you comfortable with everyone knowing everything? because there's two things you do with data: analyze, and sell.
my phone will actually tell me ahead of time if it thinks the call is spam, a scam, or if it's a business what kind of business it's likely to be. but yeah, still don't answer anything that isn't in my contacts or from my local area code. text me or leave a voicemail. or don't, I don't really wanna talk to anybody as a rule anyway.
okay but how do you establish any of those incentives with people who simply don't exist? eventually the agreements fall apart as all parties involved are either dead or cryostatic, and the agreements will have to compel someone who was never party to them to take some sort of action. Like, I guess you could put a reward in trust but even then you'd need some sort of legal entity to manage and distribute it that would, itself, need an incentive in trust in order to continue, and so on in an infinite regression.
your company has money for no one above mid-level engineers to be actually building the product?