phubarr @ phubarr @lemmy.world

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2 yr. ago

Functionally, there's no difference. The amount they demand is based off your house's value, and they take it away from you if you don't pay. The label is just a detail. And it's not a trivial cost, I inherited a small, aged, worn out house and I pay over $300/mo just to exist in it. The tax office wildly overestimated it's value and there's nothing I can do about it.

You can't just pay off your house and expect to be left alone. The county sends the person on the deed a tax bill every year. If you don't pay, they will take the house from you.

What are you talking about? "Taxes don't have anything to do with ownership"

Your county sends the person on the deed to the house a tax bill every year. For me, it works out to over $300 per month for a very modest house. If you have a mortgage, it's bundled into the mortgage payments.

It's a scam that you're forced to pay homeowner taxes on a home that the bank actually owns.

And, they force you to pay mortgage insurance (against yourself) if for some reason you can't pay your mortgage. In the event you can't pay, they make you leave the house AND reap the benefits of the insurance claim. I'm sorry, if the bank wants to bet against you that's one thing, but forcing you to pay the bill to bet against yourself is massively unfair.

It's entirely possible that you could be unable to afford the mortgage payment because of the additional costs of the extra insurance they force you to pay, to insure them against you not being able to pay. Think about that.

This is entirely separate from homeowners insurance, which is a whole other scam they force you to pay.

There should be a law to force mortgage lenders to disclose the full price of the loan at the time you take the loan. For example, if a home is $200k, a typical 30-year mortgage for that home will have you paying something like $450k by the time you finish paying it off. This should be shown to the buyer at the time you take the loan.

Easy, just examine Africa's situation with warlords

We're successfully distracted by the more immediate personal problems they've created for us

Happened to me with the Android anti-theft app Cerberus, AND with the PlayOn TV recording service.

We should make a shame/do not trust list.

"Fascism should more appropriately be called Corporatism because it is a merger of state and corporate power."

-Benito Mussolini, 1932

You're exactly right with that second part. The Cold War never ended, it just got colder. We severely underestimated the deviousness of Russian leadership. They 100% started playing the long game once they realized they lost the short game in 1991.

Someone needs to create a browser extension to coordinate the masses and alert/intercept web traffic to boycotted products/services.

Doesn't anyone remember the veiled threat Putin publicly gave Trump when he took office again? It was something along the lines of Putin re-emphasizing who was truly in charge... as if he had some kind of blackmail on Trump.

Too true

I recently started debating with myself why we don't consider artificial intelligence genuine life. I begin with the most broad truth and work towards narrowing it down to get the most specific, essential truth.

So far, I believe that the fact we have emotion is probably the single biggest determining factor in whether we are truly alive, or other words, really a form of life... More specifically, intelligent life.

Can anyone build on this? Maybe try to find a slightly narrower definition of why we believe we are alive and AI isn't?... And what about humans born without any functional emotions whatsoever, ie severe cases of sociopaths, psychopaths, etc. Does that mean they're not?

Release the evil

Enough already

Right around 2000 I swore off McDonald's and Burger King. They were screwing around with their French fries in an attempt to improve profits, and to be blunt, they didn't taste good anymore. I think they changed the type of oil to something cheaper and it sucked. The last time I went to Burger King was when they had a 99 cent Whopper sale. I didn't feel that they were worth any more than that. How long ago was that?

They probably want us grateful for one ply. Soon, they cut costs even more and just give us the raw unprocessed stuff, plywood.

They should have a criminal charge for crimes against the economy. They did this to us. They made it this way. There needs to be tangible justice.

I think you're completely right. Information warfare is something new to a lot of people. I've been following a very credible, insightful teacher about this topic on YouTube, by the name of Ryan McBeth. I highly suggest everyone checks out his channel. He's retired US infantry, but a current intelligence analyst and content creator who is VERY good at what he does. He's taught me a lot about misinformation and disinformation, how it's used, how to spot it, and how to fight it, and showing example of how governments and businesses are using it. Truly someone worth your ear.