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InitialsDiceBearhttps://github.com/dicebear/dicebearhttps://creativecommons.org/publicdomain/zero/1.0/„Initials” (https://github.com/dicebear/dicebear) by „DiceBear”, licensed under „CC0 1.0” (https://creativecommons.org/publicdomain/zero/1.0/)NT
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7 mo. ago

  • Water is wet. Wasn't this obvious when the DNC kingmakers, I mean, leadership decided to boot her out of a key committee position with a person that that could have passed for a republican and retired after getting the position? A poll was needed to see this?

  • BACK IN MY DAY! The original Nintendo games cost just about 70 to 80 adjusted to today's inflation. But at least you got a cool instruction booklet you could read on the car ride home, the full bug-free game (most bugs were fun if you found some anyway), and you actually owned the game with no strings attached. You could actually trade the games with your friends. If they started packing goodies with the games like that again on top of owning the game outright without some kind of shady DRM or license agreement, then yes, 80 dollars could probably be justified. That's where I was going with physical copies.

  • This is like when the music industry said CD's should cost 40 to 50 dollars instead of 12 dollars. There was only one good song on most CD's. Look where CD's are now. I don't see how they can justify 80 dollars a game when they don't even make a physical copy anymore. It's now just an SD card with a key on it. They're still downloading the game itself from the internet.

  • They absolutely have no fucking legs to stand on with the shitty deals they are cutting a cartel family to let them in the US They didn't have legs before, or arms, or a god damn brain. Pretty much a potato but that's an insult to potatos.

  • My take is that it's none of my business why someone would default on a loan. Anecdotally, it's mostly people that fall on tough times. Also, the job market is absolutely trash for anyone with a degree. You ever see the requirements now on Indeed or Glassdoor? Must have 20 years experience, master's degree in this thing nobody uses for entry level position. Pay is less than a McDonald's worker.

    In the US, we had several older generations telling the newer generations, "Go to college, succeed, work smarter not harder" and the immense pressure to do well on the SAT's. If you didn't get a scholarship, you were kind of left with the only option of getting financial aid. Here comes Fannymac rubbing its greedy hands together by pushing legislation through the education department to take full advantage of low-income people that just wanted a better life. The terms on these loans are ridiculous. There was an alternative that if you performed service for the government (i.e. any job in public safety) for 10 years, your debt would be written off. That's gone now thanks to the same greedy butt wipes pushing these loans. Sometimes these loans get restarted even after you pay them off because a debt collector picks it up. It's not like these people are getting loans and saying "I'm gonna be smart and just not pay it." I'm willing to bet that the vast majority just wanted a piece of paper to at least get their foot in the door.

    Again, the rules change for the student loans all the time thanks to greedy legislation, thus not making them normal loans. The return on investment for students taking these loans is negative because they could have bought a house with the amount of money invested into that loan out of their own pockets. My advice is for anyone going to college, network. It's not about what you know anymore, it's about who you know. Get a associate's/bachelor's/ master's degree in something easy and cheap. Hiring managers don't care what it's in as long it gets past the shitty automated HR hiring systems. From there find your career path and network some more.

  • Dude. There's a limit to that expression. There's a reason why nobody likes Nazi's and they deserve a punch in the face at minimum. Don't be on the repeat side of history by performing some kind mental gymnastics to preserve freedom of expression and inadvertantly protect Nazism with that argument. That's what apologists do now and did in the past.

    Always remember this: if you have 10 people eating dinner at a table and 1 of them is a Nazi, how many nazi's do you have? The answer is 10 Nazis.

  • Not sure where you are from. You can declare bankruptcy and restructure a normal loan or take a full on credit penalty for the next decade which severely restricts you from borrowing. It depends on your state laws and what chapter you file under . Yes they can take assets to pay the loan but in some states certain assets are restricted from being part of payback. Student loans are not normal loans and are outright predatory. You cannot declare bankruptcy if you fall upon hard times to help make it more reasonable to payback if not eliminate it.

  • I have been there. .ML, Hexbear, an Lemmygrad are the top three problem children. While there's "1000's of instances" those three are always listed as the top three to join which is a problem . This not an new thing and it's kind of annoying that people call them "imperfect allies"."Imperfect allies" can tank your entire platform because people don't want to be associated, not with just things they disagree with, but with users that are like zealots. Either remain neutral in the platform you develop and let it police itself with the tools you give it, or don't ask for money for personal soapboxes.