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530
Joined
2 yr. ago

  • Done…my wife found the photo and it actually makes the post more mildly interesting/amusing 😂

  • Definitely not. Any claim involving an employee is immediately put on controlled access so only the assigned adjuster and their manager can access it and no one else. It would be all kinds of trouble if you were even tempted to access a claim involving yourself, a friend or family member. This is the same way claims that involve litigation are handled due to issues with confidentiality, records retention, discovery etc.

  • Insurance adjuster…I can let you know what a typical renters or homeowners insurance policy covers. In general, if a civil authority officially orders you to evacuate due to fire or hurricane most policies cover up to whatever limit you have in dollars or time frame to stay somewhere else during that evacuation. Heavy smoke can cause damage even if your premises is untouched. I did several claims for renters in Colorado where the neighborhood across the street burned down but the apartments survived. Everything had to be thoroughly cleaned and some things like pillows, sofas, mattresses, etc have to be replaced because you can’t get the smell out ever. $20,000 to clean or replace all the smoke damaged stuff in one unit was not unusual.

    I’ve lived in high fire danger areas of California most of my life and had fires miles away from where I lived many times over the years…the threat is real but the likelihood of an evacuation or fire or smoke damages to your property is pretty low statistically.

    If you have any questions specifically about insurance or that part of the process feel free to ask.

  • Welcome to Lemmy, I love you

  • Love you too

  • That infographic with the most profitable companies in the world…both of them are still on it. And Reddit wants to be.

  • Impossible to pick one but several US national parks such as Yellowstone, Yosemite, Grand Canyon…so breathtaking and unique. Many locations in Hawaii from coral reefs to volcanos.

  • Show her first and let her figure it out by your actions

  • Everything now has fucking in app purchases…I’m using the apps I already paid for, built in apps and that’s it.

  • I found it terrible but I guess I wanted a Freddie biopic and it was a Queen biopic…I think it was way too sanitized and shallow. They recreated the looks, the clothes, the music and performances but I feel like nothing new or insightful was revealed. There was no emotional intimacy like Walk the Line or Rocketman.

  • This isn’t a question

  • I worry a lot about the generation of kids coming up with full access to the internet and social media. Their schooling and social contact was all completely online during COVID. Being constantly connected to everything by the internet is all they’ve ever known. Yet they still feel lonely and alienated. Depressed, anxious. The statistics on self harm and suicidal thoughts with teens are insane and so scary.

    I feel like at a certain point when they grow up and understand the ramifications it will be studied as a sort of generational trauma and they’ll tell us, as parents, you should have protected us better… I do what I can but corporations and politicians DO NOT have their best interests at heart. If they are addicted to their products and making them money…that’s all they want.

  • We are just here to show how good and smart we are and how bad and dumb everyone else is

  • Yeah but lots of times the board is like 4 people

  • Yeah I guess depending on whether honestly asking a question or making a point. Coffee is a bean. There is no Pepsi bean 😂

  • Not clicking the link but am reporting it cause I know it’s bad 😂