Muddybulldog @ muddybulldog @lemmy.world

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Joined

2 yr. ago

There’s a difference between advocacy and evangelism.

There’s already at least one company doing it (based on a quick Google search).

Project much?

Interest deduction… meaning not 8% anymore. It doesn’t change the math, it changes the rate.

Not sure how zip code factors into “simple arithmetic” but you do you.

No, it’s not.

You’re rationale that 8% of 300,000 = 24,000 therefore $2,000/mo., by dumb luck, comes close at 8%.

• 12% of 300,00 = 36,000/12 = 3,000; actual is $3085/mo
• 8% of 300,000 = 24,000/12 = 2,000; actual is $2200/mo (not $2025)
• 4% of 300,000 = 12,000/12= 1,000; actual is $1432/mo
• 2% of 300,000 = 6,000/12 = 500; actual is $1108/mo
• 0% of 300,000 = 0/12 = 0; actual is $833/mo

It’s algebra, not arithmetic.

P = (r * A) / (1 - (1 + r)^(-n))

where:

• P is the monthly payment
• A is the loan amount
• r is the monthly interest rate (APR/12)
• n is the total number of payments

For the most part, I don’t visit websites. I can parse through hundreds of articles in minutes and jump immediately to what interests me. Hell of a lot faster than hopping from site to site in the hopes there’s something of interest.

Daily. Pretty much all of my news, regardless of topic, of delivered via RSS. If’s fast, lightweight to search, and makes it really easy to see what topics are really trending hot.

That “ Microsoft CEO Satya Narayana Nadella Has a Very Dark Past as a Refund Scammer”.

One of the upsides of Lemmy’s smaller size is there is, relatively speaking, a good selection of quality conversation. On the other the hand the garbage really sticks out, particularly if you’re someone who sorts by NEW.

Twice.

All the underlying data is the same. Only differences are the ways to visualize it.