The sad truth is, if the emergency services can't get to you in a crisis, you are likely dead anyway. Life is not a movie, and no pamphlet will teach you EMT level medical knowledge, forget tools and training.
I never thought about it before, but I agree - you can start a conversion by complaining.
Living in Poland all my life, I also would like to mention it feels really safe here (as a white male, so...).
Unless you're into football, or low quality clubbing you'll be hard to find violent crime. Domestic violence and related murders do happen, but you'll be hard pressed to get yourself mugged or assaulted these days.
You can pay by card or via app (blik) nearly anywhere, small village shop, street produce vendor, food truck, anywhere. If they don't want your card they are probably doing some tax fraud, or are bad at finding low card payment fees.
TL;DR: I've travelled a bit, and I really don't think I'd rather live anywhere else.
Whoa strawman there. No it's not.