ChatGPT is the kind of AI that is hyped now. Other kinds of AI (formerly statistics) have been used for decades. Oh you can learn the parameters of some function from the data? Must be AI.
The way the US democracy works, attempting this would be too dangerous i.e. either all your fellow voters agree with you or you lose. How sure are you about winning this?
Banks could simply come together and develop an open banking standard for customers. Would probably save them a lot of money too, since the development of their stupid apps presumably costs them a lot.
Not really.