just_change_it @ just_change_it @lemmy.world

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2 yr. ago

"This infringes on advertisers constitutional right to deceive the public for personal gain based on our historical tradition of fucking the average american"-US Supreme Court Conservatives.

Probably not a big overlap with lemmy and taylor fan worshippers. Still not a mainstream site and she's absolutely positively a mainstream music artist.

10-15% would be 3.7 times higher than what they have been making.

So they should have made 3.38 billion per quarter, instead of .912 billion.

Have you ever read about subscription services and how people don't cancel them for years even after they stop using them?

You ever hear about AOL having millions of subs for years and years long after the service was relevant, as recently as 2021?

I cancelled 6 months ago. It just ran out yesterday.

Now I have to put $35 of physical items in my cart for free shipping. Oh no! what ever will I do!?

Kroger has 2750 grocery stores. 912 million divided by 2750 is 0.3316 million in profit per store

or

each store they own generates $331,636 in profits a quarter.

This is 2.7% of their overall revenue.

What profit margin is acceptable? 0.1%? 0.0%?

Is that 8% figure including employer contributions to healthcare?

I myself pay a fraction of the $1500 monthly premium that is paid for me. I’m still working for that entire premium. I still have a high deductible plan and pay $300 out of pocket for the first several thousand dollars of deductibles for pcp followups.

Democrats have too many constituents that are employed in the health insurance or pharmaceutical industries to ever make a meaningful changes.

Republicans too. All the big politicians seem to be in bed with the industries draining us dry. They both lie to us about how what they will do will fix it but neither are willing to stomach the price of dismantling the insurance scam industry.

Old enough to be the "tradition" of the united states of america, and thus never be legally challenged by the SC.

This is hands down some of the stupidest shit to focus on.

The big expense in our lives isn't gas and groceries. It's fucking healthcare. Let's all just fucking ignore INSANE pharma profits and INSANE profits for health insurance companies who are legally required to not earn more than 20% of the 100% pie of healthcare spending for treatments.

We pay more for drugs, medical devices and treatments than anywhere else in the world because we do not collectively bargain. We don't regulate price changes AT ALL like almost every country in the world does.

Insurance companies are encouraged to raise the prices for treatments - and thus premiums - because they cannot make more than 20% of said treatments. So if a treatment is $100, they can only profit $20. If a treatment is $10000 - the insurance company can profit $2000. DOES ANYONE SEE THIS AS A PROBLEM!?!?!?

I agree that individuals shouldn't own guns.

I think the second amendment should always been about the right to have state organized militias. I think that is a fair thing to have to avoid tyranny. The convoluted mess of a legal argument that judges have stood up to justify everyone having guns is just insane to me. The ultra minority who have easy access to guns and shoot people up... every single week... is not worth the benefit of having 60% right side hearing loss by 40 like my gun loving friends in the midwest.

This would go to the supreme court who would rule that restricting the right to bear arms to someone's financial status is unconstitutional or some shit.

Not the same scale. If we had the same technology back then it would probably be possible, but the population has exploded since. If we still had 1/8th the people we might get that, but there's no way we can produce a billion iphones every time an upgrade comes along, let alone 8 billion.

Standards have to drop for real even equity compared to what we are used to in the west. This would be true even if we took everything from the top 10% (which globally seems to include nearly all of the US, even us middle class working peons.)

He was elected despite being on tape saying "grab em by the pussy, you can do anything"

They aren't going to start caring about women suddenly. Women are just property to the base and they are expected to vote according to their owners. At least that's what it looks like!

China can meet the demand for housing

China is... huge... There will still be places with housing shortages alongside places where tons of buildings will sit empty. Still a very different scope and problem there vs here.

Either way though in the US there doesn't seem to be any sign of an oversupply problem coming in my lifetime (another 40 years if i'm lucky.)

That was an intended effect, as they were all facing enormous deficits in the wake of the '08 housing/car-note crash. Cash-for-Clunkers was supposed to be a back door bailout of dealerships in exchange for moving high emissions vehicles off the market.

Hot take: the dealership system is just a useless middleman system that should have been dismantled long ago as the "only way" to buy a car.

In theory, we live in a large and competitive housing market, such that people with excess cash can change landlords in pursuit of lower prices.

Boston will never have enough supply to meet demand. This is the one example I know very well, there are countless others. A thousand bucks a month in podunk land is enough to rent something entirely and that will 100% be exploited by landlords, after all it's free money for doing nothing.

That’s a very convenient “fact” to point out if you want to eliminate all assistance for people who are struggling.

I NEVER mentioned this. I in NO WAY advocate for removing assistance for people. I 100% believe we need to look at the effects of something and tweak it to avoid people taking advantage of the system. The poors aren't taking advantage of it, the ownership class IS. They ALWAYS do. and we cannot stand for that any longer.

I would rather fully rework the landlord slave-ownership system we have today and make it so all payments into housing give you a share of ownership. Same deal with work - you work for a company and you get a share of ownership. 30 years of rent and you own your apartment. Live there for 5 years? You now own 1/6th of the apartment. One year? 1/30th. Let's really FUCK the "investment property" wealth.

Make it so whoever works at a business shares ownership equally based on hours worked there. Make it so no human can get more than 80 hours of ownership shares a week, or something like that. There is obviously a lot more thought involved in having a system like this where people are no longer just "workers" but partial owners **

Popular opinion is that if you give people free money they will use it on what enriches their lives.

Economists would probably just point out the fact that whenever you subsidize something the thing you're trying to make easier is suddenly even more expensive to the point where there's hardly a discount if one even exists.

Look at the cash for clunkers program. At the end of that car dealerships were raking in huge profits.

In this case if you give someone a thousand bucks a month, odds are landlords will pocket the majority of that, because housing is the biggest cost for everybody who is not already an owner. If everyone has 1000/mo more, they can suddenly afford 1000/more on housing. This may make minimal impact in areas with extremely high COL, but all the associated suburbs, rough parts of town, college areas... yeah those rents are gonna go way up.

example: 4BR apartment? Oh... I guess that's another +$3500/mo... after all all four of you are getting that money for free. New price: $7000/mo. It's only 1750/mo, or 750 per person per month because the government (our tax dollars) is paying that poor, poor landlord. How ever would they survive elsewise?

We're talking about a potential utopia where education is available to everyone, not restricted to first world countries. If you bring everyone UP to western world QOL and they are educated, you have to consider it in that aspect.

The immigrant fertility rate thing is because they come from a place with low expected QOL so they don't think they need the american dream with air conditioning, going out to eat or having nice things and instead go with more kids because they were raised that way. The second generation gets used to say american QOL and wants to have those same nice things the neighbors have- after all they grow up in the american school system meeting other kids right?... so you need to work to get those high QOL things and suddenly you're in the situation I have described: needing more professional attainment to keep up the expected QOL and delaying children.

Does that make sense?

Do you have any kind of evidence showing that free of all financial constraints people will not have children in a mid-high COL area?

Eh? Why does birth rate drop in countries with top economies versus those that don’t?

Developed countries tend to have a lower fertility rate due to lifestyle choices associated with economic affluence where mortality rates are low, birth control is easily accessible and children often can become an economic drain caused by housing, education cost and other cost involved in bringing up children. Higher education and professional careers often mean that women have children late in life. This can result in a demographic economic paradox. sauce

In order to maintain that high quality of life you have to work a shitload and to get those high paying jobs you have to spend years of your life upskilling and competing for better jobs.

Remove the economic factor and give everyone that astounding QOL and boom... we can breed without worries of providing and we don't even have to stress about maintaining our QOL. We can all be stay at home parents who just raise our kids if we choose to.

I can't afford a 4-6+++ bedroom house in the Greater Boston area where my friends and family are without having soul-crushing long commute times. I need a commute because I need to work to put food on the table and pay for rent. Remove the barriers and keep at least even QOL and I will not work, i'll instead devote my time to doing literally anything else.