I might be too young for these kind of threads, but yes. I was really depressed during my teenage years but since I've started college I've been feeling and doing better. I'm currently in my early twenties and starting to feel like a human again.
I may have less friends now than when I browsed Twitter 24/7 but now I have met some core people I can trust, which is to mee better than a lot of casual people I barely talk to
Part of me feels like it's because due to college I've started meeting people with the same interests as me. I am no longer having suicidal thoughts every day and I start to look at the world as a bit more of a beautiful place.
Pretty sure we have some sort of database or Registry for people who don't pay back their loans. And loans do show up when for example mortgage people do a background check on you
Where I'm from almost no one under 25 gets a credit card, because most non-online/prepaid/crypto credit cards have an age or income limit.
Everyone over the age of 12 has a debit card here. I think it promotes healthy spending knowing you have a set limit and immediately see the amount of money change.
Overdrafts are also not enabled by default and require an extra package.
There is a critical bug in the F-droid release, but the maintainers seem to have a bit of an internal conflict about publishing the app on F-Droid, the IzzyOnDroid/GitHub release is pretty stable.
Americans getting credit cards so young is so foreign to me. Here you only get a credit card either for business reasons or if you travel internationally where the European standards for debit cards don't apply
Atomic Shrimp makes variety content about things like foraging, scambaiting, Amazon scams and grocery shopping
Sarah Z makes some really well researched video essays about niche entertainment stuff
Brady Brandwood makes videos about his pet lobster, Leon the Lobster, which he got from the grocery store