in the power menu you can also disable biometrics on next lock until you open it again on some phones in the pixel does and pretty sure Samsung does as well
it's Lemmy most of us are very big on privacy and such it's not the fact most really at risk for that just that it could happen and would rather be safe then sorry
I don't keep important data on my PC and a back costs space for no needed reason and why add bloat if you don't need it have it as an option great but forced why (edit also who knows what they are doing with the backup it'll probably be rolled into OneDrive then guess what Microsoft has even easier access to your data)
1 not everyone is 2 yes it is