grayman @ grayman @lemmy.world

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2 yr. ago

Well lucky for you we don't really have capitalism. We have the next worse thing... Crony capitalism.

To what ends? What economic system do you prefer?

Yeah that's what happens when you increase the number of symbols in a frame.

Cash back is with CC only. Other than the immediate financial debit, they're the same in almost every way from the standpoint of a transaction. The use contract favors the bank with a debit card whereas it favors the card holder with a credit card.

My main credit card is through a credit union. So are most of my accounts. I avoid traditional banks too.

Yes. Like is harder but definitely better. It sounds like you're in a positive feedback loop. Only you can change your life. I suggest you focus on helping others somehow to break the loop. Feed the homeless. Volunteer for habitat for humanity. Anything. There are many volunteer boards on the internet. Your life will not get better until you take action to accomplish some goal for someone else's benefit and then do another after and so on.

And so is the legislative response that put us here.

You can read in the spec why they chose not to be backwards compatible. The cons were too great.

Considering it's going through a junky phone dac or Bluetooth earbud dac, convert them to 320 mp3 and store that on ya phone.

What is a woman?

Clearly not that dude!

You sound like a girl defending her boyfriend after he slapped her around and threatened to beat her ass again.

The issue is theft. In the US a debit card transaction dispute takes months to resolve and you may not get all your money back. So when your card number is stolen and used, you're out a lot of money for months and some you never get back. CC disputes are reversed in the card holder's favor immediately.

If you can't use a cc responsibly, use cash. Every card eventually gets stolen if used frequently. There are too many breaches.

If your card number is stolen the bank will take months if at all reversing the charges. It's also easy to distinguish a debit from a credit card. When the thief figures out it's a debit card, they drain every possible penny right away. They can use it for cash back so the payout is faster and easier. Meanwhile your account is overdrafting and you can't pay your bills for months.

Compare that to a stolen credit card.... You just tell the bank which charges are fraud and they reverse them all immediately without question.

Use credit cards or cash. Leave the debit card at home locked away for the rare atm run or just destroy it.

I mean, just stop spraying nasty shit. Yeah, your crops yield a little less for a few years, but that's the price of hubris. This is what govt should be doing. But no. It's all cronyism.

Get an account at a bank that charges interest for negative balances instead of fees. It's the European banking model. Plenty of smaller US banks do this. Also, STOP BUYING STUFF WITH A DEBIT CARD!!!

Paying for something someone wants isn't the same as a surprise gift.

A parent buying a pet for their kids is actually a parent buying a pet for themselves; the parents very well know the pet is ultimately their responsibility.

I don't think anyone is saying to not do those things. It's the surprise of a pet that is heinous.

I've found that they sometimes mean you can interact with an API instead of only via their interface.

But it's just a marketing term. Open gives the image of freedom and thus peace and happiness.

Damn marketing departments.

Rapid Intercourse Sex Aliens

It takes about 5 minutes after arriving to find an alien willing to hump you dry.

Alternative vegetable based "meats" have a huge amount of preservatives, emulsifiers, binders, and other nasty chemicals. Artificial meat is literally cancer enduced muscle cells grown in a vat of antibiotics.

If you don't want meat or feel morally bound to not consume meat, just be a vegetarian or vegan. The "alternatives" are disgusting.