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  • Great answer.

    This is otherwise kinda tough.

    Like, it's okay to be afraid of things, even really important things. But you need to be aware the degree to which your life is limited by not learning these things.

    You don't need to learn to swim. You don't need to learn to drive. You don't have to fly in a plane. Its all your perogitive.

    That said, if they were already afraid, co quered that fear, met their fear, now we gotta talk PTSD. As someone mentioned, driving PTSD can be very sneaky and very real. Not addressing this could literally lead to a lifetime of carsickness as a passenger.

    So yeah. I say saddle back up. It is scary and it can feel like you don't have control, but that's life. Rural roads minimize the negatives.

  • Good point. Although, anything non-utility related is subject to the woes private equity not serving the public interest.

    i.e. if you rent in an apartment building, this isn't an option in every city. Some local plumbers are NOT gonna touch the pipes on a corporate owned building. That kinda thing. All the way to where I have lived in a unit, had plumbing issues (thus the broken toilet analogy), and the case was such that the only plumber that would come to the building was the one that the building contracted out for the building.

    In my case, this meant that my plumbing issues were known, unfixable, and fuck me. My recourse was withholding rent until the end of my lease, with only the obligation to pay what is owed if they prove the issue has been resolved.

    Ultimately, this lead to them not renewing my lease.

    I did get away with withholding and not paying 3 months rent. They still sent to collections, and I spent more than that fighting it.

    I am now suing for damages.

    Ultimately, I will win, but the stress is not worth the value of 3 months rent saved (+ "damages")

  • Uhm, cool, but ...

    Rent isn't due every 48 hours.

    So, the landlord can effectively wait a month.

    When you withhold rent, you do so until the terms are met, then you pay what's owed. It isn't a discount, it's an incentive.

    (e.g., the toilet is not functional. Okay. Rent is $2k, but I am renting a place with a bathroom, and I don't have that. Get me my bathroom and I'll get you your $2k.)

    So... I don't get it. You cannot enforce 48 hours unless the repair is requested less than 48 hours before rent is due.

  • There's no black and white to these terms.

    Suffice it to say, when a working class person, say, gets a DUI, it will literally ruin their life.

    When a middle class person gets a DUI, it will ruin their year.

    When you're upper middle class, that DUI fucking sucks. But you got it. Family is still going on vacation. Christmas isn't cancelled.

    When an upper class person gets a DUI, it will inconvenience their evening, and maybe, just maybe, their public image. (gasp)

  • Not having a credit card doesn't make it any more difficult for someone to steal your identity, provided you keep your card secure/on you.

    Like, the essence of having a line of credit does not prevent someone from opening a line of credit in your name. Freezing your credit does?

    I dont have an answer to your question, but if that is really the only reason you don't have a CC, just get a CC. Get a CC and freeze your lines of credit. Then your identity is more secure than it is right now, and you'll have a credit card.

  • Man the difference between 23 and 33 and giving a shit is crazy.

    I had my heart broken badly when I was 23 and honestly, it fucked up a good bit of my 20s. Even some of my 30s.

    My advice first will be therapy. Breakups hurt losing friends hurts. Your gonna feel the pain of the collapse of the ability to dream about your shared future a lot. You need to start dreaming about a new different future.

    This next piece of advice might sound impossible, but you need to go no contact with her for a good 6 months while you process this. That muscle in your brain trained to daydream about your future is gonna be a bitch, and hanging out and acting like friends is gonna make that take forever. Go no contact. You can be friends again later, but not now.

    You got this.