fishos @ fishos @lemmy.world

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2 yr. ago

You want me to go to my mailbox and show you how many manipulative credit card offers I have just today? You're still not making any points other than "I don't like this one particular thing". Cool, you hate it. Understand how most credit is like this and stopped being shocked it exists. Because that was your original point you've so conveniently forgotten: how does this make money? With fees like has been explained to you over and over again.

So you have no clue what you're talking about about

They also typically require a minimum purchase amount, so you have to spend more than you might have planned in order to use them. That $45 purchase suddenly becomes $55 because you needed to add something to go over $50. Those amounts add up over time and result in overspending.

Please explain how a credit card, especially the spam ones that show up in your mailbox unasked for, is any different.

Everyone is ranting on these services like they're something new. They're not.

I honestly don't know what you mean because if any of that happens all finance gets fucked. This is no different than a payday loan and those have been around forever. Are you just learning today that predatory loan practices exist, and gasp thrive?

Again, you pay more in fees than they give you in loan. They can and will absolutely wreck your credit and sell your debt to collection agencies. And you also realize that the starting credit limit on these things is like $200, right? They're not giving out $5000 credit lines just for signing up. Actual actuaries have done the work to figure out the risks.

Credit cards are unsecured loans too. The average person only gets a secured loan when it's a car payment or a mortgage. Unsecured loans are incredibly common.

You have no clue what you're ranting about, you just want to be mad about something.

I mean isn't this one obvious? Fees. There's a ~$4 fee for the basic 4 payments every 2 weeks plan. There are also numerous plans that span various amounts of months. THESE plans have APR up to 30%. Add in your 'I missed a payment, here's a fee" and it's basically just a credit card with more rules that requires ~1/4th payment upfront. They also treat each purchase as a separate loan, so you don't get the benefit of one single monthly payment against the whole balance- each loan must be individually paid - adding up to a lot more than a credit card with a similar balance. And then add in selling marketing data of what customers purchase. It's a simple and solid business structure.

This or "support group". Community implies those already around you. Something like AA would fit the bill for something that is similar to religion or a cult but positive and affirmative.

Again, if you're too stupid to make sure the multiton hunk of metal is coming to a stop by all the other obvious visual markers, including watching it's speed compared to stationary objects like signs and lamp posts, then this won't do shit. People need more aweness of their surroundings, not a bunch of lights and horns because people won't pay attention.

You enter the road when it's safe, not jump in and play frogger with lights hoping to get across.

If a car is braking it rides differently from one that isn't. A car is normally rather level and leans "forward" when braking.

Besides that, YOU SHOULDNT GET IN FRONT OF ANYTHING YOU ARENT SURE IS STOPPING. If it's moving fast enough that you need this, you shouldn't be trying to get in front anyways.

Yeah, I don't need to make friends to find stl files. A database with a lookup function will do fine.

Yes, because everything needs to be a social web. Fuck off with that nonsense. Sometimes a database just needs to be a database. The last thing we need is more echo chambers in every damn hobby.

You realize a bunch of instances have blocked/defederated Lemmy.world, right? Exactly the kind of fragmentation I'd like to avoid. Literally other people chose who I can and can't talk to already.

This is a hard pass.

Exactly this. I don't want to have to dig through 100 communities all spread out to find things. Not everyone needs "my own" whatever. You can be centralized and public. Federation is just another buzzword like blockchain.

All these fancy answers and I'll give you a real simple one: sidewalks and paved roads. Does it have fully paved roads and sidewalks? Urban. Does it have that and mostly houses? Suburban. Some/no sidewalks and the roads aren't all paved or is done poorly? Small town/rural. It's all about the concrete/asphalt to dirt ratio.

Frankly, at this point, I just assume. The old joke was something like everyone on the internet is a man, except for the children, those are FBI agents. Now I just assume everyone is a bot.

It's really quite simple and doesn't take a novel to understand.

When the audience is given all the same information as the characters and are trying to solve it at the same time as the characters, it's a plot driven mystery.

When characters already know the answer and the audience is kept in the dark(especially with editing/cuts) until the last episode of the season, it's mystery for mystery sake. If the plot can't exist without intentionally keeping facts from the audience, it's mystery for mystery.

There's no harm in being Oceans 11. But don't pretend this is something it's not.

And just gotta say "man wants to rescue wife" is the most reductionist take on the plot and shows why you find what little that was there as satisfying. The "plot" is about a cult like company that does an insane medical procedure on its employees, and part of the plot is that they did it to a couple and reunited them. At least, that's what we're hunted at. It's also about all we're actually given.

That doesn't change what OP said. It's still keeping up mystery for mystery sake. But if you want to nitpick, fine. Helena being "in or out" in the first few episodes was mystery for mystery sake too. The "mystery" is largely being lied too/kept in the dark, not being given a satisfying riddle.

If the mystery only exists because you deny the audience information the characters know, it's not a mystery. It's just slow lying.

Except that Harbor was a known thing by several characters but we are intentionally kept in the dark for the sake of the plot. It was only a mystery to the innies and the audience. But since a large portion of the cast are executive outies, yes, it was mystery for the sake of the plot.

And it was also noted by other commenters that it's likely a default chipset that is used rather than anything actually nefarious. Most people are unaware of how many regular devices contain disabled hardware because it's cheaper to make one board and modify it than make a million custom ones for every cheap thing.

You're a moron. First off, his name is Miazaki, and secondly, that quote is taken out of context. Do you just believe whatever you're told to believe with no research? Looks like it.

And AI ethics? Are you fucking serious? Sure, the world is filled with slave labor and corruption and human trafficking and you're over here defending copyright. The most capitalistic, corporate position you can take.

If you couldn't copy someone else's art style, 99% of Deviant Art wouldn't even exist. Ffs, painting and sculpture are broken into various periods based on how everything was a certain vibe. Where do you think Surrealism, realism, cubism and other terms come from?

Hell, this meme was stolen from Fox/Seth MacFarlane. Did OP get permission to steal someone else's art and plaster text on it? Literally the same ethics you claim to defend.

These posts really just come across as a bunch of bitter Art Institute graduates who can't do shit with their "degree".