I use a hardware TAN generator though I also have a banking app as a fallback on my Lineage OS phone. If I ever buy a Pixel it's only to install Graphene OS on it.
Yes, they maintain a lot of LTS releases and want to minimize work. Which is their own problem entirely. So I'm going to go back to Debian next time I reinstall or build.
To be fair, in 1912 it was not at all obvious at which scale humanity started to burn everything after 1950.