I'm talking about how low it is in the water; you should be able to see the safety paint above water all along the hull, not just a little bit at the bow.
That thing looks overloaded and waaaaay to apt to capsize.
I still fondly remember the QA guy on the first consumer electronics project I worked on. He didn't do scripting or test harnesses or dependency injection, he used the product and filed good bugs telling us what would fuck up our customer's expectations.
A good QA person helps with product design too if you let them.
I think it is mostly the insurance companies who demanded it in the first place. I don't know how it works from a regulatory perspective.