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InitialsDiceBearhttps://github.com/dicebear/dicebearhttps://creativecommons.org/publicdomain/zero/1.0/„Initials” (https://github.com/dicebear/dicebear) by „DiceBear”, licensed under „CC0 1.0” (https://creativecommons.org/publicdomain/zero/1.0/)EE
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2 yr. ago

  • Thankfully that isn’t a choice you have to make, and thanks to open source, you will ever need to make.

    The only trick Google has up their sleeve is their web integrity work. Even then, there will be workarounds.

  • gotdamn

    Jump
  • People think I am full of it when I say that my household income (largish household with kids) is a quarter million a year and we are basically living like we are middle class. Money just doesn’t go as far as it used to.

    As a millennial, I never would have imagined working my way up to this point only to find I can’t even buy a house. Oh sure, I could make the bare minimum down payment and get stuck with a super high mortgage payment, but if I lose my job or become disabled or unable to work, we would have no way to pay for it.

    Groceries, housing, and insurance costs have more than doubled for us since 2019.

  • Slightly off topic. A lot of public schools already get free meals thanks to federal education dollars. The school lunches are free in my area because of this, even though the (red) state won’t act.

    The state has attempted to kill off those dollars in the past.

  • Have you guys contacted law enforcement? It may surprise you. A startup I worked for had the same issue and contacted the FBI. They were able to quickly (within hours) find the person doing it despite him using VPNs and other tools for OpSec.

  • Fidelity has a number of funds around 5%. A fidelity brokerage account auto invests in SPAXX, which is 4.96%. SPRXX is 5.02%. These accounts are insured, and the cash is completely liquid, a debit card tied to this account works normally, for example.

  • I admittedly haven’t looked at the article, but they are likely measuring based of a fixed snapshot in time, which tells you zero about the actual debt.

    Example: at any given point in the month I have 5 figures of CC debt, but I always pay every card in full each month (I never carry a balance) and have enough money to zero everything out if something happens. Because of this it looks like I have high debt load when I really don’t. I do this because it simplifies payments, allows me to collect rewards, keeps my bank account/debit card out of mainstream use (which helps prevent my account info from getting stolen/misused) and allows cash to stay in my accounts just a bit longer earning that sweet 5% interest.

    That being said, not everyone does that and many folks are likely in over their head.