droans @ droans @lemmy.world

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2 yr. ago

They just haven’t been skilled labour.

That's where the majority of jobs are that computers and automation "took".

Large companies needed hundreds of accountants to do what a dozen can do now. Same goes for developers. Or biologists. Or architects. Or whatever else.

Yes and no.

Gold has been used as a currency historically for many reasons. It's inert. It has a low melting point. It's malleable and easily divisible. It doesn't tarnish. A piece of gold from 2,000 years ago will be the same weight today as it was then. It also is attractive, which gives it value for jewelry. And, importantly, it's predictably rare and can be mined.

Today, it's also valuable for electronics. Its inability to tarnish makes it fantastic if you need a connection to be corrosion resistant.

There's a reason gold still holds its value even though it's not used for currency anymore.

I'm seeing $412K as the average price of a home in 2023, not $495K. And gold was $2,135 in 2023. The price in gold is still higher in 2023, though about 193 bars for a home.

Couple other notes, more related to the post.

1920 is an oddly good year to use. It's just after WWI. Industrialization and modernization are taking off across the US. Worker's rights are beginning to take hold and working class people are now able to afford homes. It's before the Roaring 20s, so you're not going to get the actual details obscured with the market rush and subsequent depression.

There is a couple important downsides though...

Firstly, mortgages didn't really exist back then. I mean, they did, but they were horrific. You'd have to go to an insurance company because banks wouldn't offer them. The terms would give the insurance company full ownership of the property. If you were lucky, it would be a balloon loan - pay only the interest during the 5-10 year term and then pay the entire balance at the end. If you were less lucky, it was a lifelong contract where you only paid the interest plus fees every month.

There was an alternative but most people didn't have access to it: membership in a Savings and Loan corporation, also known as Building and Loan or thrifts. You'd join as a member and agree to buy X shares every month. If you give a notice (30-90 days usually), you would be allowed to cash out the shares plus interest earned for their actual value. When you wanted to buy a home, you would be allowed to use your shares as collateral. Each monthly payment would pay for the interest and a certain number of shares. Once you had enough shares, you would redeem them to pay off the loan. A bit complicated, but S&Ls were fantastic for the common person. They were owned by the members of your community and all loans went to support said community.

Secondly, kind of related to the first point, there were no 30 year mortgages. Home prices are virtually tied to the monthly payment and a thirty year mortgage allows for lower monthly payments. Prices might get out of line a bit, such as right now, if people believe that interest rates will drop and they can refinance later. Personally, I don't think we'll see any drops for at least two years and, even then, we won't see anything like the 2020-2021 rates unless we experience an economic catastrophe like 2008. You want higher rates when the macro environment is strong and lower rates when it's weak. Cheap debt in a good economy is basically a handout to the rich - makes you wonder why Trump pushed the Fed to keep them low back in 2018-2019...

You can turn that off now.

If Texas actually tries to secede, it's likely we'll see a West Virginia situation where the eastern part of Texas remains with the US because of Dallas, Houston, Austin, and San Antonio.

Sounds like someone accidentally used the wrong port a few times.

I mean I have no reason to think it's bad... But it still doesn't feel comfortable.

By that logic, there either never has been a murder in human history or governments cause people to murder.

Anarchy isn't some deep philosophy, it's just a lack of any sort of life experience.

GPT is a partitioning table. EFI is a bootloader firmware interface.

It always comes down to the vendor and driver.

On Linux, I had to go through a dozen different drivers and just as many driver versions before I found the one that worked with my printer. For Windows, it worked immediately.

With my old printer, though, it was the opposite experience. Took forever to get it working on Windows but Linux got it immediately.

You'd think by now, with the dozen different printing standards that exist, we'd have some sort of plug and play driver that could work with every printer.

Set up a CUPS server and it'll work fine with Windows too.

Printers are a massive headache on both. But at least with CUPS it's only a massive headache once.

If you're lounging around, 60 is perfect.

If you're doing work outside, 50 is perfect.

If you're doing heavy exercise, 40 is perfect.

Doesn't Mastodon and Lemmy require 5 users before allowing federation?

Age discrimination only applies if you're above 40.

And when they're not showing weather reports, they're showing off dope tornadoes and hurricanes and shit.

Oh it absolutely did not work properly. We lost a $300M lawsuit because the system would bill clients wrong.

What's the use case?

Like for anything financial, Excel files are preferable.

Although I will say this. Companies are lying when they say they want Excel exports. They don't. They want CSV but they don't know the difference.

I work in Finance at my company and we always save revised copies for Excel files instead of saving over.

But we also have strict rules on it. File name is always "xxxx_Workbook Template Name_MMDDYY.xlsx" or "_YYYY_MM.xlsx", depending on how often it gets updated.

Older versions get moved to a subfolder. It helps us go back and find out what something was if there was a mistake or revert back if Excel done fucks up.

My old company had a revenue system built in-house that only could run on MS-DOS. We needed a VM just to use it.

I left that company in 2019 and they were still using it.

Nah, the worst part is when I have to watch someone else use Excel.

YOU DON'T NEED TO RIGHT CLICK AND SELECT COPY. YOU CAN JUST PRESS CTRL+C.

And virtually none of them know how to paste values, so all the templates end up messed up.