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1 yr. ago

  • One really couldn't hope for a better response than yours, even in details like also adding Liberty Mutual.

    State Farm's adjustors act upon a universal ideology. Their captive agents have nearly zero influence over them. The only difference in service that you're likely to experience is in communication between yourself and the captive agent.

    You're seem both knowledgeable and rational. My paragraph above is flawed or you've some sort of exceptional situation. If it's flawed then please teach me why.

  • Amica is mutual insurance company for auto, home, and life. But, they don't obstruct and deny legitimate claims like State Farm. Also, real humans answer the phone. The catch is that they're fairly risk averse.

    I state this example because I don't want people to equate mutual with shitty products and service.

  • To us, for something to be labeled as socialized it must be operated for human welfare. But, most governments would gladly label something as socialized and continue to operate it for profit.

    I think we'd agree about this word. In this post I'm only trying to clean up some ambiguity so others can more easily perceive the grift.

    1. Battery charging
    2. Charger sees increased resistance when the battery is full, then disengages charging to prevent an overcharge explosion.
    3. The system sits. The battery naturally discharges slightly.
    4. Charger sees reduced resistance, then engages charging.
    5. Repeat.

    What this shitty battery charger is doing is repeatedly cycling the rechargeable battery. That decreases capacity. The consequences are far worse for cheaper nickel cadmium batteries (often paired with shitty battery chargers) than lithium ion batteries (often paired with chargers that turn off once the battery is charged).

    There's two solutions: Buy cheap and unplug it when it's charged; Buy a nicer product that'll do it for you.

    Example: Walmart burner phone vs. basically anything else. Leave the burner plugged in overnight for a week and it's dead because the battery chargers are trash.

  • About a year ago I constructed a financial instrument that prevents me from having access to my money for several years. I'm now working to live and without a safety net for the first time in my life. And, despite all of this, I still wouldn't call myself "working class" because I've a gigantic advantage in past educational opportunities.

    Even my current effort is just a big learning opportunity that the vast majority of people could not choose. I'm not even worried about catastrophic failure because mommy and daddy wouldn't ask, instead plop six digits in my account to tide me over until I've access to my own resources. No matter how hard I try I will never really understand what it means to be "working class".

    I'll leave it to you to decide what Taylor is.

  • There's a much higher ratio of real humans to bots in most Lemmy communities.

    For technology, sexuality, and socio-politico-economic discussion it's as if Lemmy "stole" the users with the most developed perspectives.

    However, all the problems are still present. Users still perpetually struggle to discern their right from left. And, there's certainly at least a few mainstream mods that've their self-worth entirely contingent upon others agreeing with them.

  • Cafeteria Christians make conscious choices. These people believe what they're instructed to believe. They're what cafeteria Christians became.

    It's all predicted in detail right there in their book. But, I'm forgetting specifically which of the epistles communicated it nicely.