For just a split second I thought I was looking at a Kangaroo. To be fair if I had yummy flowers to eat and no grocery store I’d be all over them too. Great shot.
If you’re paying 0% it won’t hurt to keep paying it monthly. If you have 12.5k laying around then invest it and make some money. Obviously if you had anything above 0% interest on the loan then paying it off would never be a bad thing.
I was able to resolve by removing my accounts from Memmy and then add them again. Has been working well since. I think it may be something to do with the security breach on Lemmy.world.
I wish you all the best. Recovery made just a little easier with a beautiful view.