boonhet @ boonhet @lemm.ee

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4

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2,096

Joined

2 yr. ago

Oh it's probably a real baby. Just has no shadow in this photo for some reason 🤔

I mean having rich parents itself is already luck.

I kinda want to say success equals hard work times luck. Some people's luck is 0. No matter how hard they work, they'll never be successful. Other people are born to rich parents and have luck in many other ways too. These people will easily achieve success through hard work.

Only problem is, it's possible to achieve success with luck alone and no hard work - just be born to billionaire parents and you'll NEVER have to work a day in your life.

So maybe it's even worse than that: success = hard_work * luck + luck

It is the middle of the week if you consider the week to me the workweek, from Montag to Freitag.

Is that the driver or just the configuration interface in Javascript?

I would suspect that the actual driver is written in C.

If you removed one you'd get the amount in the song. Why not 5 Claps in the song? Because everyone hates Ross so no high fives for him

And yet, my spoon is too big.

Oh then there's not going to be a single US made vehicle, is there? They'll all need SOME components from outside the US.

There are neobanks for people who travel a lot. Both Revolut and Wise should let you either convert ahead of time or just convert as you withdraw (Revolut has a notice saying please don't let the ATM do its own conversion as the ATMs are going to be higher fees). Currencies here. They apparently have a 2% withdrawal fee with a 1 EUR minimum. Revolut's fee-free maximum depends on your plan. Metal gets you a metal card and 800 EUR per month fee free, Ultra or whatever gets you a platinum plated card and 2000 EUR per month fee free, but it's also ridiculously expensive compared to their free, plus and premium plans. Metal itself is already a bit expensive, but it's still way less than Ultra.

Wise has both a monthly allowance for proportional fee free withdrawals and a monthly limit of 2 completely feeless withdrawals. You get hit by fees once you hit either limit Basically: From the 3rd withdrawal of the month I pay 0.50 EUR for every withdrawal, and for any withdrawals above 200 EUR per month I pay 1.75%. If I make card payments or withdrawals in e.g the US, there's a 0.47% conversion fee from EUR. In South Korea it's 0.71%.

In both cases, the fees are predictable and low, just gotta familiarize yourself with the beforehand. There are other similar options out there as well, but these are the ones I use (Wise is great for giving you both a USD and EUR native account so you can receive USD and convert it to EUR instantly. Other currencies as well, but these are the ones that matter for me). You can register for either one without visiting a branch or anything, but you will have to do some KYC checks for both of them and for Wise at least once you hit a certain amount transferred or a certain transfer size, you'll have to do an AML check. Not a lot of fun when you receive a large sum and you need a couple of grand out of your account the same day and get the AML check, but it doesn't take a long time as long as you can prove the source of your income is legit. For me I had some trouble with it because I had proof but not the exact types of documents their app allowed to use, but I called their customer support and it was resolved quickly. Since then, no issues.

I imagine most people already know that KYC = Know Your Customer. AML means Anti-Money Laundering. The former is only about your identity, the latter is meant to check whether your funds are legit, or you're receiving a bunch of money from terrorists or something.

Not necessarily, all of the big 3 German manufacturers have US plants.

Unfortunately, BMW only has the one plant at Spartanburg and that only produces the X models (excluding the iX). So if you test drove one of those, it might be OK, but if you test drove one of non-X models, yeah it's going up.

Of course I also don't know if this is all new registrations or if cars already imported to the country are exempt, etc.

I think Gen Z is about joining us millennials in being too old for that shit at this point, it's α taking over now

If I take my glasses off, then yours is clearer because it's the same text fit into a higher resolution image

With my glasses on, which I kinda need to be a functional human being, there's little difference. I think the higher contrast on OP's image might be doing a lot of heavy lifting in making it as readable as a higher resolution image with less contrast.

Here's my attempt at best of both worlds:

I think I need a font with slightly better clarity if I'm taking screenshots for people with bad vision though

Huh? OP must've edited it then because for me the OP is super clear and yours is very foggy. Using Voyager app on lemm.ee, maybe your frontend or instance is doing something?

Methylphenidate doesn't help a whole lot, I still have little control over what I hyperfocus on. It's better then nothing though.

I should try Elvanse (Vyanse), maybe that's more useful. Need to actually get it prescribed first though.

My TEAMs laptop unfortunately only has an 11th gen i5 and 16 gigs of RAM so it runs like crap. And yes I only run TEAMs, a proprietary application with <50 MB RAM and <1% CPU usage, and occasionally Firefox.

Though TEAMs in Edge runs fine. It's only an issue with the app.

Yeah, I hate how great it is...

Yup, it's the sweat thing that makes us able to run indefinitely, as long as we're in good shape. I hate the feeling of sweating, but it's pretty much magic that with how much heat my body generates, my resting body temperature is actually pretty low, maybe 36.1C.

I've never owned a car that small and I'll preface this with saying that of course the tiny car wins the fuel economy competition. My friend also has a tiny car with a 1.2 liter engine that absolutely beats anything I've ever owned in terms of fuel economy in the city. However, sustained highway mpg of 40 (just under 6l/100km) for a large luxury sedan with an ancient 4 speed auto box is pretty impressive if you consider that at the time, my other friend's newer, significantly smaller, lighter and manual transmission equipped 1.6 liter Mazda 3 averaged 36 mpg or 6.5l/100km on the highway.

Of course the giant (by European standards) beast's fuel economy dropped off if I gunned it from a red light in the city. Starting and driving in the city in -30C was also absolutely brutal for the fuel economy. But the fact that at least on the highway, for which it was truly made, it beat a smaller, lighter car with a smaller engine says a lot IMO. The beast ran around 1500-1600 rpm at 90 km/h, whereas the Mazda was more like 2000-2500 IIRC, in 5th/top gear. If you wanted to overtake anyone in the Mazda, you generally had to drop from 5th into 3rd gear as well, whereas my Chrysler didn't really NEED to downshift from 4th to 3rd, but it certainly made the whole ordeal take a lot less time. Probably if the Mazda had had a slow revving 2 liter engine with decent low-end torque, it could've been geared entirely differently and would've used significantly less fuel. Underpowered engines don't get the best fuel economy - appropriately sized engines for a car do. Keep in mind that my Chrysler was from 1999. It had a 4 speed transmission. My friend's Mazda was a 2005 model. Modern cars tend to have turbos and 7-10 speed transmissions to help keep them in efficient RPM ranges for good torque-specific fuel consumption too.

Long term average for the Chrysler (300M) with a bunch of city driving included was 10 l/100km, or 23 mpg. Obviously no match for your ecobox, but still better than my current 2.5 liter Subaru Outback, which is 14 years newer, 21 CM shorter and 14 CM narrower than the 300M, and has similar gearing (it's a CVT, but I get similar RPM ranges at similar speeds generally). The Outback of course does have the disadvantage of extra height in this case though.

So no, I never wanted to say that a bigger engine is always more economical. There are clear cases where there is no need for a big engine. Modern technology has also helped small engines deliver power in a much better fashion. The 3 cylinder 1.0 engine they put in some Škodas nowadays has about the same max power rating as my friend's 1.6 liter Mazda did, but it has more torque AND at lower RPMs. The VAG 1.4 or 1.5 or whatever TSI with 110kW? It gets WAY more torque at MUCH lower RPMs compared to the 1.6. Hell, the 2.0 variants they put in the new Golf GTI, R, etc, are torque monsters that also blow my 300M's N/A 3.5 liter out of the water. These engines can drive bigger cars without any issues. Of course this all comes with the cost of added complexity. Turbo, direct injection, etc.

So TL;DR: My claim that small engines are less economical pertains to underpowered naturally aspirated engines that lack the torque for the car they're trying to move, versus adequately sized engines with adequate torque. Small car with small engine is of course still going to be more economical. Medium sized and big cars with gutless engines are where my point applies. Modern tech expands the torque range of small engines so you can't compare it anymore anyway, you can now put smaller engines in cars without losing driveability and fuel economy.

Probably they'll just agree with him :/ Not speaking from experience on Canadians, but from what I understand of the cult mentality.

This is unfortunately not an option for everyone, but personally this is what I'm doing to reduce my exposure to Tesla via index funds.

I'm transferring mine to a group of non-US-specific indexes. The world indexes unfortunately still hold some Tesla, but the emerging markets ones sure don't. In my previous retirement fund, a huge part was an S&P 500 index, but now there are no "US only" index funds. Also only one of the indexes is managed by a US company - previously there were a bunch of blackrock and vanguard funds in it. In case you're wondering why I said "I'm transferring" and not "I transferred", it's because I can't do it instantly. The application has been put in already though.

It's not a huge amount of money (5 digits, I'm young, have only been working decent jobs for the last 6 years) and I don't have full control of it since it's in a pension system where the laws specify how much diversity there has to be, what the max fees can be, etc, and local banks run different funds you can switch between. I'm just doing what I can.

As for investments outside of this system, I'm thinking of buying some of this new Europe defense index ETF in addition to other interesting European and potentially Emerging Markets ETFs I might find. I think betting on Europe getting its shit together is a smart choice because if we don't, we're fucked anyway and if we do, I might as well make a small profit off it.

And even if you “save money”, what would you turnaround and do with it if not fund NASA and social security? Do they have a better idea? What else do we need that money for?

Tax cuts for the rich.