It is, because "authoritarian" is a nebulous word not based on any actually reality, used to try to refer to both the USSR and Nazi Germany as if they are similar in any way.
The definition was actually for 4 °C, the point at which water is most dense. At 20 °C the density of water is about 0.997 g/mL. However, we don't use water to define the metric system anymore, so even at 4 °C - or more precisely 3.983035(670) °C - water is not exactly 1 g/mL.
The US and (some of) its vassal states also happen to be more or less the only majority English speaking countries in the world, and so get to set the meaning of "America" (singular) when used in English.
With that said, the translation reads "the Americas" (plural) which unambiguously refers to the two continents.
You will become disabled in some way (or you will die). Breathing still comfortably makes you 6 figures and you could rely on it until you die.
With that said, if you went the step option and put the extra money into investments, you'd be ahead even if you become disabled, assuming it happens long enough from now.
I looked for this in my microwave's manual on two separate occasions but alas...