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  • Because markets aren't perfectly rational. If they were perfectly efficient, no company would ever be able to make a profit at all. But we don't live in that perfect Econ 101 world, and companies can make profits because inefficiencies exist in the economy. As such, sometimes rent can be more expensive than owning.

  • That's true in general. And if you assume a perfectly efficient market, yes, renting would never be cheaper than buying. On the other hand, if markets were perfectly efficient, no company would ever be able to make a profit at all.

    One market distortion is that in certain times, people will actually pay a premium for renting. People aren't perfectly rational actors. Or moreover, they prioritize things beyond just simple cost. Even if buying is more expensive that renting, all costs considered, often people will pay more just for the stability and certainty that comes with home ownership.

    The housing market is also distorted by all the present owners with locked-in 30-year mortgages. This has suppressed the supply of existing homes on the market. Rental companies don't get access to federally-subsidized 30 year mortgages, so they are less subject to this interest rate lock-in.

    I pointed out a few things, but these are a few of many. The key thing to realize is that housing is highly illiquid, and its production, ownership, and sale is heavily regulated, taxed, and subsidized. It's a heavily regulated market. This means that the market will not always follow basic econ 101 behavior. Yes, in theory, rentals will include all costs. But that is rarely the case.

    In fact, in a perfectly efficient market, it's likely that neither buying nor renting would be beneficial. If everyone acted perfectly rationally all the time, the cost of renting would exactly equal the cost of buying. And in that world, buying would never be worth it, simply because it wouldn't be worth the extra hassle to safe not a single penny.

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  • Seriously. We have these $7500 tax credits on expensive luxury EVs, but you don't get that level of support if you're interested in a more modest vehicle.

    Here's an idea for a tax credit. How about a $2k tax credit for e-bikes? That will pay for the entire cost of a decent entry-level e-bike. E-bikes really are what is needed to make active transport approachable in the US's sprawling suburbia. You could even sell it to people as, "get an e-bike. Use it on whatever trips you can. No risk to you."

  • The key word there is "right to." If someone is willing to have a plea deal or move quickly to trial, they can. But if you want, and have the resources to pay for a lawyer, you can delay the process out for a very long time. Just because you have a right to a speedy trial doesn't mean you have to exercise that right.

  • Even a peaceful division of the US would be something they would seriously benefit from. The US permanently divided against itself, each side easy to manipulate into a military conflict against the other. We would have nukes pointed at each other within a decade. It would be like the splitting of India and Pakistan, along with all the accompanying human rights atrocities.

  • No, it's that voters respond more to actions than words.

    Democrats doomed themselves with the pro-democracy message in 2024. They shouldn't even have mentioned Trump's threat to democracy. It simply made them look unhinged to low-information voters. By the time the 2024 election came around, Biden's own actions made running on the democracy angle nonviable.

    The fatal flaw in Democrats' messaging is that they ran on Trump as an enemy of democracy in 2016, 2020, and 2024. They ran on it, and yet, they did nothing about it.

    Trump should have been hauled before a military tribunal and charged with treason on day one of Biden's presidency. Any SCOTUS justices that tried to carve out special provisions for him should have been hauled in front of the same tribunal and been charged as accomplices. Every single person remotely involved with the conspiracy, including seating members of Congress, should be rotting in Gitmo right now. They all should have been sent to jail or the gallows within 100 days of Biden taking office.

    THAT is how you respond to a threat to democracy. You do what you have to do, purge who you have to purge, and let history be your judge. Damn the consequences. Do some MAGA traitors want to start a riot in protest? Fine, send in the military to put them down. Do what you need to do and cut the rot out of the body politic.

    You can't just SAY something is a threat to democracy. You need to get off your ass and actually DO something about it. Lincoln suspended habeas corpus and had pro-Confederate newspapers shut down, and that was just the start of it.

    When democracy is threatened, sometimes you need to run roughshod over a lot of democratic norms, lest the enemies of democracy get away with it and try again. They only need to win once, you need to win every time. Which means that when someone does actually try to overthrow democracy, you need to come down like the hammer of God upon them. You need to respond with such overwhelming force that people are lining up at the door to strike a plea deal for a mere decade in prison. Realistically, when things get this bad, you need to be prepared to sentence thousands of people to decades in prison based on rapid trials in kangaroo courts if necessary. When thousands of people become so far gone that they think overthrowing a democracy is an acceptable option, the only real way to resolve that is to start handing out life and capital sentences like candy.

    What did Biden actually do? He appointed an attorney general who sat on the Trump case for two years and only started an investigation when shamed into it by the House. And then Trump just ran out the clock. Garland prosecuted a bunch of the low-level people who physically stormed the capital, but he made sure all the actual high-level ring leaders escaped unpunished.

    Biden didn't have a spine. He showed, through his actions, that he really didn't consider Trump a serious threat to democracy. And if the sitting president of the United States doesn't consider someone a threat, why would you expect disengaged voters to do so?

    My only hope is that if Trump's promised Reign of Terror does occur, that he starts with all the leading figures of Biden's Justice Department. While whatever mistreatment they receive will be for things that weren't actually wrong, at least they will be indirectly punished for their actual crimes - failing to defend this nation's democracy. If Biden and Garland end up themselves sitting in prison on some Trumped-up charge, well I'll have zero sympathy for them. They will simply be serving their sentence for their cowardly failure to defend American democracy. If anyone is to feel the boot of a new autocracy, let them be the first. They are the ones that created it.

  • It's about having a coherent message.

    What exactly were Kamala's biggest goals? In other words, if she could accomplish just three things in office, what would those three things have been? Can anyone answer that question? Does anyone know?

    Because you certainly can with Trump. He wanted to deport millions of people, raise a bunch of tariffs, and exterminate trans people. Those were the three things he ran on.

    What Democrats repeatedly fail to understand is that having a policy paper on your website is NOT THE SAME THING as actually having policy positions. You can't just point to something on your website, written by a staffer, as what you support.

    I voted for Kamala, but I still to this day have not a damn idea what the woman actually stood for. Sure, she had official policies, but she never had any core issues that she hammered on again, and again, and again. She never had an effective 'elevator pitch' for why she should be president, other than just that she isn't Trump.

    Democrats need to pick 3-5 things for an election cycle, 3-5 major policy positions. And then they, all of them, need to repeatedly and endlessly hammer home those things.

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  • And my point is, in any situation where you actually end up using that firearm, you are far, far less likely to be afforded the right of self-defense than someone who isn't trans or related to a trans person.

    https://theappeal.org/advocates-say-brooklyn-da-is-prosecuting-transgender-people-in-self-defense-cases/

    https://peopleslawoffice.com/free-cece-mcdonald-self-defense-homophobia-transphobia/

    https://www.12news.com/article/news/local/valley/az-jail-releases-transgender-woman-accused-of-assault/75-2ace8199-65b3-423b-909f-4b10db35d330

    Again, whether prosecutors respect a self-defense claim largely comes down to the demographic characteristics of the person making that claim. If you use a firearm to defend your transgender son, odds are good that you will be charged with murder, even if you are indeed actually defending your son. Queer people don't get to benefit from the 2nd Amendment.

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  • I haven't played it, but I have a special place in my heart for Eve Online. It has the type of cartoonishly evil scams you just don't see anymore. For example, centuries past, a common scam was for people to set up fake banks. Get people to deposit money at your fake bank, then disappear into the night one day. Today, an era where it's a lot harder to just up and disappear, this type of scam is far less common.

    But not in Eve! A few years ago there was a massive scammer who got a bunch of people to put all their money in his bank offering suspiciously high interest rates. The bank collected a huge amount of money. Then one day the bank operator just loaded all the cash into his spaceship and flew off into space! It would be like if Wells Fargo went bankrupt because the CEO just absconded to Switzerland with all the bank's holdings one night.

  • Their doctrine was the stick type was for offensive operations, and the little one was favored for defense.

    Hmm...defensive hand grenades. There's something crazy I've wondered before; is there anywhere it's legal to use hand-grenades as a form of home defense?

    Let's say you live on a big property in the middle of nowhere, like a ranch out in West Texas. So you know that if you detonate a hand grenade on your property, you can be absolutely sure that the fragments won't fly through your walls and hit a neighbor. Let's say you live alone, and you're so stupid wealthy that you don't give a damn about grenade damage in your own home.

    Imagine this is true. Is there anywhere in the US you could legally keep a crate of hand grenades in a gun safe, and just start chucking them at a home invader?

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  • Irrelevant. If you pass, you're by definition not going to experience anti-trans violence, which is the discussion at hand.

    But moreover, any time you use a firearm in self-defense, you WILL be outed to the police.

    Among firearm self-defense folks, the common advice is like this:

    Did you just shoot a home intruder? Leave your house. Go to your driveway. Leave the gun somewhere outside that is clearly visible, but a significant distance from you. Call the police and tell them a shooting has occurred, but that no threat still exists. Stand somewhere brightly lit where they can see your hands. Follow their instructions, but don't talk to them without a lawyer. You most likely will be arrested.

    The point is that any actual use of firearms in self-defense involves interaction with law enforcement. And they will run a background check on you, and your trans status will be revealed then. What tends to happen then is that a case that would be classified as self-defense, if committed by a straight white man, will instead be prosecuted as a homicide, because you are a trans person.

    Alternately, you might find yourself forced to use the restroom of your AGAB due to a bathroom law. Now you have to out yourself to use the restroom. Do this long enough, a transphobe will assault you for being in the 'wrong' bathroom. When you use your firearm to defend yourself against assault, it is YOU who will be charged with a crime, not your attacker. Your attacker and your friends will lie, accusing you of doing perverted things in the bathroom the law requires you to use. The police will take the side of your attacker, and you will have the book thrown at you.

    In practice, the 2nd amendment does not exist for minority groups. A white guy can walk down the sidewalk openly brandishing a semi-automatic rifle. A black kid will be murdered for reaching for something a cop thinks just might maybe be a weapon.

  • It's not so much about alignment of views as it is pure loyalty. He wants people who will unquestioningly follow foolish, immoral, or illegal orders. And the best way to do that is to pick people who are completely dependent on Trump himself.

    Think of someone like Gaetz. He was likely about to be kicked out of the House. Or Tulsi Gabbard, someone with zero political future on either side of the aisle on her own. He's not just looking for people he likes; he's looking for weirdos and political wash-outs who have zero future prospects without him. If Gaetz is working for Trump, and Trump fires him, where exactly does Gaetz go from there? The pro-Trump folks will see him as a traitor. The anti-Trump folks will still see him as the sex pest he is. He ran for Congress right out of law school, so he can't really just go back to practicing law.

    Gaetz's only real path forward in life is complete subservience to Trump. If he gets and stays in Trump's good graces, he can be supported through the Trump regime, and then, if he leaves on good terms, he'll remain popular among the MAGA-set going forward. At that point he can always get a high-paying consulting job at some Trump-friendly company.

    Compare Gaetz to Trump's previous AG, Bill Barr. Prior to Trump's first term, Barr had a decades-long legal career in multiple presidential administrations and in indsutry. I'm sure he was already well off enough for quite a comfortable retirement prior to becoming Trump's AG. If Trump had ever told him to do something that he absolutely would not do, he could simply retire to life as a private citizen quite contentedly.

  • I also took my husband's name when I got married. I personally am not a big fan of hyphenated names. For those that like them, fair enough, but they're not for me. To me, the problem with hyphenated names is that while they seem a way to avoid the "whose name do we give the kids" problem, they just kick the problem down the road a generation. If you have a hyphenated name, and you marry someone who also has one, are you both going to start using a 4-part surname? How about the generations after that, are they going to use an 8, 16, or 32-part name?

    Of course not. At some point, now or in the future, someone is going to have their surname dropped. It either happens when you get married, or it happens when your children or grandchildren themselves get married and have to decide which names to drop. Rather than putting that burden on your kids or grandkids, I think it's better to make those hard decisions yourself. Better to just come up with a shared name for both partners and move forward together.

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  • My crazy prediction is that trump will try to duplicate the burning of the Reichstag. Except, in typical fashion, he will do so in a comically inept fashion. He'll try to burn down the Reichstag, and he'll actually succeed! Unfortunately, he'll burn down the Reichstag...the actual Reichstag, not the US capital, but the present-day German parliament building.