Skip Navigation

InitialsDiceBearhttps://github.com/dicebear/dicebearhttps://creativecommons.org/publicdomain/zero/1.0/„Initials” (https://github.com/dicebear/dicebear) by „DiceBear”, licensed under „CC0 1.0” (https://creativecommons.org/publicdomain/zero/1.0/)WI
Posts
11
Comments
1,102
Joined
2 yr. ago

  • I would love for him to explain to me why they NEED to deny 1/3 of their claims to keep their business afloat and how they are using their $23.1 billion profit to benefit the policy holders rather than the share holders.

    Short answer about benefitting policy holders vs share holders is they’re not. They won’t.

    The other part of this is why they deny claims? Short answer is the loss ratio (diving claims paid plus adjustment expenses by the total amount of premiums earned) that they report on during earnings calls.

    It’s apparently one of the most important things to pay attention to. The lower that number, the better! Higher means it freaks wall street out and stocks lose money.

    Learned about the loss ratio from Vox’s Today Explained podcast.

  • Not sure why you’re getting downvoted. I think you’re spot on. The more you sow hate and get people to react violently, the more unstable the country is. That creates a conflict where military may be needed at home rather than abroad and allows other actors to do the things they want.

    On the other hand, we do kind of need what happened because we’re slowly, methodically getting our ways to fight back stripped or we’re in such a different class that we just have to take it because we can’t compete.

    It’s all fucked up.

  • No one knows it. Someone made a comment and now people are arguing over whether or not someone would push a button over another.

    If presented both emojis, I would’ve chosen shrugged over laugh because I honestly don’t care.

    I was just setting the record straight about definitions because Felix said shrugging is not apathy when it actually is via a definition of “a state of indifference or lack of interest, emotion, or concern about something.”

  • Permanently Deleted

    Jump
  • That’s actually how it’s supposed to work. You don’t talk and you refer question askers to PR, HR, and lawyers. I’ve always been instructed this for any organization I worked for.