This is plausible. That or it's just a really cheap policy - no windstorm/hail damage is very much NOT normal for homeowners though, even so.
The rest of this is pretty standard stuff and the fact that people seem angry/surprised by it speaks volumes to how little attention they've paid to their own policies. Read your paperwork y'all. It's tedious, but you are also party to the insurance contract that you're paying for. It can also help you find grey areas of coverage, and a grey area (ambiguous language) tends to work out well for the insured party (you, if you have insurance).
This is gonna sound like a #humblebrag but same. I've had drunken gay dudes thank me for existing because they found me that attractive. I know a decent amount of women find me attractive but it's nowhere near the same degree.
My wife is highly amused by it, but it's like damn, I'd be absolutely killing it if I was at all into dudes.
This is a super weird hill to die on imo. Obviously, Heavenly is at fault here, but choosing to rely solely on others by not bringing your cell is also a decision that she made that worked out poorly.
Sure, you can break your phone falling, but I'd much rather risk a broken phone than being stuck somewhere without it, or getting lost off piste or something and only having my voice to call for help.
You claim "LOTS" of people don't bring theirs, but I'd guess that's still a tiny minority of people on the mountain overall. I tend to get over 20 days a year and go with a pretty sizeable crew, literally no one leaves their phone in the car because then you can't find anyone if you get separated, you can't listen to music, you can't take sweet pics/vids, you can't call ski patrol if you or someone with you gets hurt (obviously you can still go find them but calling is faster if you have service).
Thanks for asking, OP. I'm in a similar boat, except I don't even have a computer to get started with yet, only an old phone if I wanted to use that (not trying to do things on my daily). Thinking of buying a raspberry pi and diving in but dunno where to start.
Have plex and someone kind enough to share their library with me, but it doesn't have everything I want. Could be worse tho, I suppose.
Hmmm. I'd say if you want to try some very different gameplay, one of the "special" tribes. Cymanti or Polaris can be quite fun. Aquarion used to be fairly weak but they're a lot better following the update, elyrion was actually pretty weakened by the update but devs know this and are working on ways to make them a bit stronger.
If you just want good music, I like Yaddak and ai mo. Quetzali are fun as well. Lux is versatile but they're more expensive than any other tribe just as a joke about their in game culture lol so buy them late imo. Wouldn't recommend vengir till later also, swords are cool but can be hard to play since their econ takes time to develop.
Polytopia if you like strategy. You can buy tribes if you want to, but the basic 4 they give you have the "strongest" in the game, there's no p2w. I've ended up buying all the tribes and am well on my way to all the skins (they only have one extra skin for some of the tribes at the moment) but that's because I play it a ton and have for years, so it's just to support the dev.
Dev is active and makes improvements regularly, just released a long anticipated update that had some significant game play changes so it feels fresh, and the changes seem to make it more interesting / balanced so far.
There's also a very dedicated fan community on discord that sets up frequent tournaments or team games if you find you like it.
It's harsh but I agree, seems like not seeing the forest. This money probably could've saved more people were it used more efficiently. Are we gonna do netting around every tall thing in this world?
Dewalt is still that well regarded? My dad fucking hates them lol we used to have a good amount of their stuff and then tool after tool broke on him and he won't buy them unless he doesn't have a better option (he and my brother are HVAC/plumbers). He likes Milwaukee but thinks they're overpriced, and has a decent amount of Ryobi stuff now, along with Bosch. My grandpa was the Makita man.
I have a lot of Ryobi and Makita hand-me-downs as a result, haven't really had to buy much of my own yet, but that's changing.
I used to think this way, till I actually learned a little bit on how to dance and then how to let go. Don't wanna look like a fool? Learn to two step first, then pick up something simple if you can. Do the "instructions" dances like the electric slide and the hustle. Then learn to use your hips.
Learning to let go was harder, but I found it easier to embrace silliness. I decided I could look dumb on accident or on purpose, and decided on the latter, so did "sweet moves" that would make people laugh - throwing in old disco moves and such (the bus driver).
Then something happened I didn't expect: I actually got decent at dancing. Turns out getting out of your own head is a great way to get loose, and suddenly you're doing your thing and enjoying it, and you're willing to try out other moves that actually do look like you might know something.
Point is, dancing is for everyone, just gotta find the right headspace (and the right music, it's still hard for anyone to dance to music they don't enjoy imo).
R u a grill?
If so, charcoal or propane?