WalrusDragonOnABike @ WalrusDragonOnABike @kbin.social

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2 yr. ago

Weird to determine retirement spending based on annual income instead of annual spending. Like, if someone is only spending 40% of their income now, why would they assume they are going to increase their spending by 65% when they retire? Or otoh, if someone is spending 95-110% of their income now and that's mostly housing and food, why would they only need 68% when they retire (especially if they're accumulating debt)? I'm sure its mostly a result of that data being a lot easier to get and may be using assumptions about how many years someone is working and assumed savings rate required to get that amount of money (heuristics like if you have a constant inflation-adjusted income and save 30%, it takes about 30 years to save enough to retire)?

70th percentile is only $120K/year. A lot more than I make, but not exactly what I'd be using "wealthier" to describe, even if just as a comparative. Even at like 90th percentile (220K/year) would still just be in the "well off" category in my mind.

I sometimes bike to work (15 miles each way), but fortunately to have a trail I can take a good chunk of the ride to work.

Unfortunately I get off after-dark and its closed (I wouldn't ride it at night even if it were technically open), so stuck riding a sometimes poorly lit stroad for a five-mile stretch home that's down to 1-lane much of the way because of never-ending construction with no shoulder or bike lane (plus stroads most of the other 10 miles home). I couldn't recommend the ride to anyone until the construction is gone. Would be great if they'd put some protected bike lanes there though, but given the trails available during the day, non-night riders and non-bike commuters would probably feel like its redundant.

When trump leaks classified info it's bad. When gay furry hackers take classified info, it's funny. /J

If he can even get a 1% gain in net worth from market manipulation, it would be a worth it even with 2 more zeros. 1 billion dollars is barely anything for him. 20mil is like a $80 fine for millionaire.

Even if we could just take away 99.9999%, that would be nice. He'd still be several times wealither than the average american his age.

If I'm a passenger when my brother's driving, I'm probably on my phone most of the time and using my phone for the car's music, for example. Such a restriction would simply mean my brother would be doing the music while driving.

Haven't really had to deal with this much, but getting immediate family member's name correct the first time is a challenge for me even when they've always had the same name. If their names start with the same letter, their names may get mixed up often...

Yup.

What does "should" mean in this context? Wouldn't it depend on if you are trying to compare peak capacities or daily usages? I'd assume which one matters more would vary based on why you are comparing them in the first place?

Quick search gave this number:

Theoretical maximum saturation flow rate per lane (this will allow you to do quick calculations in your head to check reasonableness at big events): 1,900 vehicles per hour per lane

So the bottom would probably be more like 25K each way. Lightrail is only about 4-8k? Meanwhile a single subway lane each way could do more than that thing on the bottom left.

It could be a part of i10 in houston, but it looks like it might be a lane or two more each way.

Also he decided to run for re-election and the current main opponent has been touting themselves as the pro-autoworker person and Biden has been partly trying to present as the most pro-union president ever.

Lifecycle emissions of ebiking can be a couple times lower unless you eat very green. Its been regularly over 100F here and I wish it was a desert so I didn't have to also deal with humidity: I've ridden in thunderstorms and think its nicer than riding the middle of the sunny summer days. Either way, still better than driving in traffic. For moving large things, a car is not any better. And driving around a moving van every day would be a huge waste when you can just use them when you need them and drive a much better vehicle (a bike) when you don't.

Even if you need a car to deliver, it doesn't need to be your car. Work-vehicles properly scaled to their job are fine.

Good for commutes under 30kms IME.

Or huge sedans. If they're bikes, they're possibly more green than most non-electric bikes (depending on diet).

Also a lot of their money comes from things like insider trading anyways and many were already a multimillionaire/billionaire to begin with.

Can only think of one comparable summer about a decade ago.

Not a lawyer, but I feel like basing the fee on their internal guess on how many installs seems questionable. Surely some major jurisdictions would take issue with that and counting installs from before the new TOS towards the new threshold. Also their contradictory TOS terms at the very least would probably get them an expensive trial, even if they win it.

"There are three pronoun options right now, He/Him, She/Her, and They/Them."

I'd imagine for some, the problem is being reminded they too can choose. And they've had the option to choose for a long time.

Honestly, that was my biggest issue the idea of asking other people their pronoun was sort of a trend (at least according to the rightwing media? idk; I've never once seen a person ask another person their pronouns in IRL). For some reason I never wondered why I, as a "cis man", I'd be afraid of such a question (especially since I was the type to like when people mistook me for being gay, so it wasn't like I was afraid of having my "masculinity questioned" or was anti-LGBT).