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2 yr. ago

  • You most likely have a number of credit inquiries on your account now. The bad news is that it hurts your credit score. The good news is that they go away over the course of a few years to five years. I'd do a lot of research before getting another card. Get a basic one. I use mine for modest purchases like groceries. Credit cards also benefit from purchase protection, and serious tradeoffs like Rewards, which come from transaction fees (which in turn tend to raise prices on all goods that accept credit cards. There's no such thing as a free lunch).

    You shouldn't be maxing your credit anyways, so 5k should be fine. Pay it off every month, the interest rate is insanely high if you fall behind. It's better to get a loan from a bank for massive purchases.

    Ps- I wouldn't get a card that has annual charges, unless you are doing like, a shitload of foreign transactions whose transaction fees exceed the cost of the annual CC fee. Usually this doesn't pencil out unless you are Canadian and there's an American Costco a 25 minute drive from your place near the border.

  • It's because he's a massive cunt. It's been scientifically proven on multiple occasions. He also is a dirty little couchfucker. Don't believe a word he says.

  • Progressive here too. We're staying on the blue coast.

    Take a trip to Italy, as long as you can, and do a ton of research before you commit. That is a very large commitment, and you should have the language down pat, enough savings for a year, and a job lined up, or very strong prospects. If you are missing any of these things, I wouldn't recommend going.

    For me personally, I wouldn't move unless there was significant danger. The grass is always greener. There will always be benefits and tradeoffs. I couldn't see my family moving to Italy, even if we were straight. Their slide is not too far off from our own.

  • I'm guessing pesticide usage is probably killing a lot more bugs than we realize. Bees are one of a number of pollinators. Wasps, moths, bats, hummingbirds, and other creatures also play a role.

    Between destruction of habitat, overuse of pesticides, and climate change making things hotter/drier/easier for diseases to spread, I think those are probably the main factors.

  • That, and gold actually has properties that make it useful, like not oxidizing and being a good conductor. It still has value even if it was otherwise worthless as a currency

  • Stuff like ski boots, too. Men and women apparently have muscle groups placed in slightly different areas, so the boots are sculpted differently to account for that.

  • The underloaf

  • Okay, this isn't about the BS arrest, but if you are taking 30+ minutes to unsuccessfully take a shit:

    Get yourself a Fleet enema, it will make you shit like a horse in 10 minutes, guaranteed. You can find them in drugstores and it will leave you clean.

    Two, you really should be eating at least 30g of chia seeds a day, they are high in fiber and will help avoid bowel-distending events before they start. Put them in a smoothie or on yogurt. Or take metamucil if you can stand the taste.

    Three, you should talk to your doctor about distended bowels and profound constipation. If you aren't taking a shit for a few days to a week, you might be damaging your colon, which is bad on many levels.

  • Judging by all the shark card crap they jammed into the last GTA, I fully expect them to shovel a bunch of crap in to make more money: $70 base games, deluxe editions, DLC, micro transactions, social club integration, required internet connections, all of it.

    I miss the old GTAs before they got greedy.

  • Permanently Deleted

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  • No shit, lol. Those cunts have been cutting cables for almost a year now. This is why countries tend to hide the exact locations of cables. Shit is expensive.

  • My husband and I are going skiing tomorrow, and his status for moving abroad (here) just got sped up, which is really nice amid all the bad.

    Looking forward to building a life together while having some awesome adventures :D

  • Okay, glad I'm not the only one who noticed strange omegaverse podcasts on Spotify.

  • My husband occasionally talks about the same things. There's no way of making real money out there, and there's no way I'm living in a small town/city ever again, unless a high six figures job somehow hinges on it.

  • We hit the jackpot, boys!

  • Battlefield 1 has a really interesting campaign. They are all short stories taking place in different points of time in the war. It's also a fantastic multiplayer game that still has active servers!

  • They actually are really nice, but they still need some time in terms of reliability. They are awesome for reading books or the news on the go, though. Or if you need a maps application open while biking. I miss mine, but Samsung still has dogshit repairability, so when a 10¢ ribbon cable broke (understandable), their solution was to replace all three screens, or pull a repair shop's license. A $600 replacement.