Different than any other industry? Have you ever tried to buy parts for your HVAC system? Or parts/software to repair your tractor? Or warranty work for your appliance? It's all the same, you need to go through the 'authorized service department' to get anything from those companies.
That and there's no incentive for the insurance companies to do good things. If given a choice of making more money or less money they choose more money every time.
All of those make the person seem incapable or otherwise unable to fulfill their daily activities/roles. I dunno I think this wouldn't be great to say unless maybe you were legitimately sick. There are times you just gotta suck it up and get er done.
True, there will not be a significant decrease in cheating. The main savings will be in cost to the company by dropping support for a release pipeline.
Different than any other industry? Have you ever tried to buy parts for your HVAC system? Or parts/software to repair your tractor? Or warranty work for your appliance? It's all the same, you need to go through the 'authorized service department' to get anything from those companies.