Exactly. It is potential debt and it goes against getting new loan/debt from banks. No matter if you have used the credit card or not. The banks look at the available limit on an your credit cards or available credit and view that as debt when they calculate how much they can loan you.
In Norway having loads of credit cards is negative for getting a house loan as it is potential debt that goes against your payment ability for the house loan.
Meaning we do have a credit score system for getting loans and more stuff on various credit solutions, but credit cards works against larger loans.
Which can be a pain in the ass when you want to buy a house/apartment and have credit cards that might deny you the last bit of money to win the bidding war...
Early termination fees are not that horrible. They can give you a monthly cost where some of the costs for installing it might be distributed over they contact period. Fine and ok
But i should still be able to cancel my contract without jumping through 11 loops and queues.
If you sign up for a given contract, that's what you have agreed upon. It sucks if you only have one option and they can set a ridiculous price. So if you want to regulate pricing, that's a different matter. Cancelling is something else altogether.
The more you walk or run, the more breaths you make. What's your pulse/breath while walking? What about "any other form of activity" that could introduce sweat? Skimming, cycling, skiing, fucking.. hell even hopping wood and lifting weights make you breathe faster if you strain yourself.
Just curious, you do know that such a rule would eventually reduce the human race to nill? Natural and unnatural deaths requires 2,X to remain at same level.
The state can of course intervene. Happens quite often when essential workers go on strike like medical workers, law enforcement and if teachers go on strike for too long.
So you can in theory go on an indefinite strike, but the state can swoop in an decide what the new number is. In Norway we can it "tvungen lønnsnemnd", which can be translated to "forced pay agreement".
Nobody wants this, but it happens. In some occupations more than others.
Most likely its a payment plan for purchases. Klarna is a company where you can delay payment and such. They are a third party connection, so I believe a webshop will not know that is input on Klarnas end. But who knows how Midtgård does in their checkout process...
Its always more costly and less efficient to produce new things in smaller quantity than large numbers. So electric car manufacturers at this point in time costs more to produce from an environment perspective. As the number of electric cars go up, my understanding is that this will compare to fossil fuel car production.
Imo you cannot compare these two as its impossible to be as efficient as a large scale manufacturer until you become one yourself.
The fuck? Where is your limit then to purchase power Vs donating to those less fortunate?
I mean, if 40k USD is your limit, what about housing? Boat? Would it be ok to have ten 4k cars? Two 30k cars?
Can you rationalize drinking that imported beer last weekend when you could have given those 15 bucks to a homeless guy on the street?
I mean, arbitrary set a value point for a car as excessive creates more problem for you and your ideal then not having that limit. At least the Buddhist monks who give away all their worldy goods to focus on meditation are consistent.
"I don't see any scenario where they're responsible for less than 10% of the value destruction, so around $4 billion."
In my head, he is comparing the minimum size of ADLs value reduction to be 10% or 4 billion.
10% of 44 billion is 4,4 billion.
In this comment he is not saying anything about the current value except that 10% of 44 is around 4.
No more than us eurotrash talking smack about Americans in general. You know, has no passport and believes the drinking age of 21 is universal etc etc.
But by all means - let the smackwar begin! Eurotrash vs Americunts!
Sort of resident evil 1 camera points, so a bit confusing to move around. But you wake up somewhere with body parts replaced and no memory of anything and you piece it together. Not no FPS.
I loved it and emailed the publishers for a sequel. They confirmed that it was not going to happen😅. I think this was in 1998 or something like that. I got it and played through it in 3 days straight. Loved it.
Exactly. It is potential debt and it goes against getting new loan/debt from banks. No matter if you have used the credit card or not. The banks look at the available limit on an your credit cards or available credit and view that as debt when they calculate how much they can loan you.