You're not wrong but generally it's very difficult for anyone to develop financial literacy unless they already have financial stability. Real hard to learn about the details of contributing to a Roth when you are already struggling to meet basic needs.
I don't really engage with the online mechanics in Elden Ring... Maybe I should? I've put hundreds of hours into the game otherwise. I rate and leave messages but I've never summoned help for co-op or invaded people except for Varre's quest where I always just get obliterated by people who are way better prepared than me.
unless they open source their code and/or provide some public interface to test and validate feed content
This honestly seems like a good idea. I think one of the ways to mitigate the harm of algorithmically driven content feeds is openness and transparency.
You're not wrong but generally it's very difficult for anyone to develop financial literacy unless they already have financial stability. Real hard to learn about the details of contributing to a Roth when you are already struggling to meet basic needs.