Tankiedesantski [he/him] @ Tankiedesantski @hexbear.net

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5 yr. ago

Ultimately, I feel the solution should lie more in educating consumers on financial literacy.

You can crack down on predatory lending and educate consumers. However, you'll never be able to educate the average consumer to be immune from sophisticated schemes simply because most people have other things to do on life and scammers devote a lot more time creating new scams than the average person can devote to learning about avoiding scams.

Usury laws should be applied to everything in the scummy industry targeting poor people. This shit, payday loans, consumer finance, all needs to be heavily regulated to avoid predatory behavior against the poor and disabled.

Not at all. A rent to own scheme is essentially legally identical to getting a seller or third party loan except for when title passes over to the consumer. In most other respects, especially in outcome, it's the same transaction dressed up specifically to avoid existing usury laws.

Even Rent4Keeps's own website calculates costs by comparing it to an installment loan for sale of goods. Doesn't get more transparent than that.

Usury is a crime in most places. This kind of transaction is just usury dressed up in the legal fiction of a rental.

Enjoy this joke while you can still reasonably assume that peoples' parents are homeowners.

I'm not trying to attack you or anything. I'm not calling you a sexist and throughout this whole interaction I've given you maximal benefit of the doubt about your intentions.

All I wanted to do is point out that this meme could be read to have an unintended negative meaning, a point which I don't think you've even disagreed with.

If a big part of why this meme is okay to you is the fact that you're a woman in STEM them at least men should be aware that it might be interpreted differently if they share it or spread it around. It is, after all, a meme.

If 1) is true then taking a stand on 2) and 3) is pointless at best and callous at worst.

Like you said, the joke works equally well with the genders reversed to remove the possibility of misinterpretation.

Like I said, I don't think you meant it.

Independent of who you are the meme could be read in a certain way.

I'm sure you didn't mean it, but given the dearth of women in engineering, there's an interpretation of this meme that's kinda sexist.

My old desktop seemed to have something wrong with its LAN port and the troubleshooter fixed it pretty consistently.

The virgin American structural decline vs the chad Chinese structural decline.

Also, cultural genocide is still genocide definitionally.

Not according to the Western diplomats who argued against cultural genocide being included in the UN Genocide Convention but... Go off?

CCP apologist" lol so what.

I object to the term because the CPC has nothing to apologize for.

Also, I implicitly distrust any source which depicts Taiwan as part of the PRC.

What did the RoC Marine Corps do to you?

In 2021, China, the United States, the EU27, India, Russia and Japan remained the world’s largest CO2 emitters. Together they account for 49.2% of global population, 62.4% of global Gross Domestic Product, 66.4% of global fossil fuel consumption and 67.8% of global fossil CO2 emissions.

Unless China annexed the US, the EU, India, Russia, and Japan and I just haven't gotten the memo yet...

Source

Xi is genociding the deserts.

chronic food shortage stricken, ostracized North Korea "the Good Korea"

Yeah, nobody can be morally good if they're poor and ostracized. Certainly not some guy who started a religion that underpins much of Western morality to this day.

Also, military presence in the country is pretty different from occupation.

If war breaks out, the RoK is supposed to turn overall command of its military over to the US.

South Korea is not a sovereign state.

Imagine being in such blatant violation of international law and human decency that China, Japan, and both Good and Capitalist Running Dog Korea can agree that you suck.